CFPB Consumer Complaint Profile

P.S.C., Inc

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

314
Total complaints
Above average
31
Last 12 months
95.2%
Timely response
Below median
20
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, P.S.C., Inc sits at #677. On response speed it sits at the 30th percentile among companies with 100+ complaints.

Debt collection
most-complained product
WA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
34/100
P.S.C., Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 31.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.3%
Share of complaints closed with monetary or non-monetary relief

P.S.C., Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.2% Around the middle higher than 30% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 29 in 2024 to 40 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Medical debt 122
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 46
Debt collection - Medical 41
Debt collection - I do not know 37
Debt collection - Other debt 24
Credit reporting or other personal consumer reports - Credit reporting 16
Debt collection - Other (i.e. phone, health club, etc.) 13
Debt collection - Rental debt 6
Student loan - Private student loan 2
Debt collection - Auto debt 2

Top Issues

1.Attempts to collect debt not owed 88
2.Written notification about debt 57
3.Incorrect information on your report 40
4.Cont'd attempts collect debt not owed 24
5.False statements or representation 22
6.Took or threatened to take negative or legal action 20
7.Disclosure verification of debt 18
8.Problem with a credit reporting company's investigation into an existing problem 13
9.Communication tactics 9
10.Improper use of your report 9

Complaints by Year

Year Complaints
2014 11
2015 26
2016 16
2017 22
2018 18
2019 24
2020 36
2021 43
2022 24
2023 21
2024 29
2025 40
2026year in progress 4

Complaints by State (Top 15)

Washington 252
California 14
Georgia 7
Florida 6
Arizona 4
Montana 4
Illinois 4
Ohio 3
Alabama 3
Alaska 2
Oregon 2
Oklahoma 2
Texas 2
Colorado 1
New Mexico 1

Company Responses

Closed with explanation 313
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for P.S.C., Inc

P.S.C., Inc draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for P.S.C., Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does P.S.C., Inc have?

P.S.C., Inc has 314 total consumer complaints filed with the CFPB, with 31 filed in the last 12 months.

Does P.S.C., Inc respond to complaints on time?

CFPB complaints against P.S.C., Inc draw a 95.2% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for P.S.C., Inc?

Among all products tied to P.S.C., Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with P.S.C., Inc?

Consumers most often cite "Attempts to collect debt not owed" when complaining about P.S.C., Inc; the full issue list with counts is above.

How do I file a complaint against P.S.C., Inc?

You can file a complaint against P.S.C., Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about P.S.C., Inc?

P.S.C., Inc has drawn CFPB complaints from 20 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

P.S.C., Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.