CFPB Consumer Complaint Profile

PatientFi, Inc.

What 146 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

146
Total complaints
88
Last 12 months
91.8%
Timely response
34
States affected

The verdict

PatientFi, Inc. ranks #1112 of 3,848 financial companies by CFPB complaint volume, with 146 complaints on record. It answers 91.8% of complaints on time — below the 93% median for companies with 100+ complaints.

#1112
of 3,848 companies by volume
91.8%
answered on time
Credit reporting or …
most-complained product
34
states with complaints
PatientFi, Inc. timely response rate 91.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 43
Payday loan, title loan, personal loan, or advance loan — Installment loan 42
Debt collection — Medical debt 11
Debt collection — I do not know 10
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 8
Debt collection — Other debt 8
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 5
Credit card — General-purpose credit card or charge card 3
Credit card — Store credit card 3
Debt collection — Credit card debt 3

Top Issues

1.Incorrect information on your report 26
2.Charged fees or interest you didn't expect 23
3.Attempts to collect debt not owed 14
4.Problem with a company's investigation into an existing problem 13
5.Improper use of your report 10
6.Problem with additional add-on products or services 8
7.Problem when making payments 7
8.False statements or representation 6
9.Problem with the payoff process at the end of the loan 6
10.Took or threatened to take negative or legal action 6

Complaints by Year

Year Complaints
2022 3
2023 21
2024 25
2025 58
2026 39

Complaints by State (Top 15)

California 31
Texas 18
Florida 15
Georgia 12
North Carolina 9
New York 8
Ohio 3
New Jersey 3
Kentucky 3
Virginia 3
Missouri 3
Maryland 3
Nevada 3
Tennessee 2
Illinois 2

Company Responses

Closed with explanation 131
Closed with monetary relief 8
Closed with non-monetary relief 7

What the CFPB Complaint Record Shows for PatientFi, Inc.

The CFPB Consumer Complaint Database has logged 146 complaints against PatientFi, Inc. overall, with 88 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

PatientFi, Inc.'s timely response rate stands at 91.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 10.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does PatientFi, Inc. have?

PatientFi, Inc. has 146 total consumer complaints filed with the CFPB, with 88 filed in the last 12 months.

Does PatientFi, Inc. respond to complaints on time?

PatientFi, Inc. has a 91.8% timely response rate to CFPB complaints.

What product generates the most complaints for PatientFi, Inc.?

The most complained-about product for PatientFi, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with PatientFi, Inc.?

The most common issue reported by consumers about PatientFi, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against PatientFi, Inc.?

You can file a complaint against PatientFi, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about PatientFi, Inc.?

Consumers in 34 states and territories have filed complaints about PatientFi, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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