CFPB Consumer Complaint Profile

Patrick K Willis Company Inc

Consumers have filed 40 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

40
Total complaints
Mid-range
4
Last 12 months
82.5%
Timely response
Bottom quartile
19
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Patrick K Willis Company Inc has accumulated 40 complaints, placing it #2046 by volume. Its on-time response rate is 82.5%, the 11th percentile among companies with 100+ complaints.

#2046
of 3,843 companies by volume
82.5%
on time (11th pctile)
Debt collection
most-complained product
19
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
42/100
Patrick K Willis Company Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.5%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Patrick K Willis Company Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.5% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Patrick K Willis Company Inc timely response rate 82.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Auto debt 16
Debt collection - I do not know 7
Vehicle loan or lease - Loan 4
Debt collection - Auto 4
Vehicle loan or lease - Lease 3
Credit reporting or other personal consumer reports - Credit reporting 2
Student loan - Federal student loan servicing 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Consumer Loan - Vehicle loan 1
Payday loan, title loan, personal loan, or advance loan - Title loan 1

Top Issues

1.Took or threatened to take negative or legal action 12
2.Communication tactics 6
3.Repossession 5
4.Threatened to contact someone or share information improperly 3
5.False statements or representation 2
6.Incorrect information on your report 2
7.Struggling to pay your loan 2
8.Attempts to collect debt not owed 1
9.Dealing with your lender or servicer 1
10.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2014 1
2015 4
2016 1
2017 8
2018 3
2019 4
2020 2
2021 2
2022 4
2023 3
2024 3
2025 4
2026year in progress 1

Complaints by State (Top 15)

California 9
Texas 5
Georgia 4
Illinois 3
Florida 3
Virginia 2
Louisiana 2
Kansas 1
Wisconsin 1
Michigan 1
Pennsylvania 1
Mississippi 1
Connecticut 1
Tennessee 1
New York 1

Company Responses

Closed with explanation 40

What the CFPB Complaint Record Shows for Patrick K Willis Company Inc

Patrick K Willis Company Inc carries 40 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 19 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Patrick K Willis Company Inc draw a 82.5% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Patrick K Willis Company Inc have?

40 complaints have been filed against Patrick K Willis Company Inc with the CFPB overall - 4 of them in the past year.

Does Patrick K Willis Company Inc respond to complaints on time?

CFPB complaints against Patrick K Willis Company Inc draw a 82.5% timely-response rate inside the expected window.

What product generates the most complaints for Patrick K Willis Company Inc?

Among all products tied to Patrick K Willis Company Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Patrick K Willis Company Inc?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Patrick K Willis Company Inc - see all issues and counts above.

How do I file a complaint against Patrick K Willis Company Inc?

You can file a complaint against Patrick K Willis Company Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Patrick K Willis Company Inc?

The CFPB has recorded complaints against Patrick K Willis Company Inc from 19 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Patrick K Willis Company Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Patrick K Willis Company Inc have?

40 complaints have been filed against Patrick K Willis Company Inc with the CFPB overall - 4 of them in the past year.

Does Patrick K Willis Company Inc respond to complaints on time?

CFPB complaints against Patrick K Willis Company Inc draw a 82.5% timely-response rate inside the expected window.

What product generates the most complaints for Patrick K Willis Company Inc?

Among all products tied to Patrick K Willis Company Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Patrick K Willis Company Inc?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Patrick K Willis Company Inc - see all issues and counts above.

How do I file a complaint against Patrick K Willis Company Inc?

You can file a complaint against Patrick K Willis Company Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Patrick K Willis Company Inc?

The CFPB has recorded complaints against Patrick K Willis Company Inc from 19 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Patrick K Willis Company Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.