CFPB Consumer Complaint Profile
Peerless Credit Services Inc
Behind the 24 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 24
- Total complaints
- Mid-range
- 2
- Last 12 months
- 87.5%
- Timely response
- Bottom quartile
- 4
- States affected
The verdict
24 CFPB complaints put Peerless Credit Services Inc at #2628 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 87.5%, the 14th percentile for the 100+ complaint peer group.
- #2628
- of 3,843 companies by volume
- 87.5%
- on time (14th pctile)
- Debt collection
- most-complained product
- 4
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Peerless Credit Services Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
87.5% Among the lowest higher than 14% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 2 |
| 2015 | 2 |
| 2016 | 4 |
| 2017 | 7 |
| 2019 | 3 |
| 2020 | 1 |
| 2021 | 3 |
| 2025 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Peerless Credit Services Inc
The CFPB Consumer Complaint Database has logged 24 complaints against Peerless Credit Services Inc overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.
Peerless Credit Services Inc's timely response rate stands at 87.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 22.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Peerless Credit Services Inc have?
24 complaints have been filed against Peerless Credit Services Inc with the CFPB overall - 2 of them in the past year.
Does Peerless Credit Services Inc respond to complaints on time?
Peerless Credit Services Inc's CFPB timely-response rate is 87.5%.
What product generates the most complaints for Peerless Credit Services Inc?
"Debt collection" draws more CFPB complaints against Peerless Credit Services Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Peerless Credit Services Inc?
The most common issue reported by consumers about Peerless Credit Services Inc is "Communication tactics." All complaint issues are listed above with their counts.
How do I file a complaint against Peerless Credit Services Inc?
You can file a complaint against Peerless Credit Services Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Peerless Credit Services Inc?
Consumers in 4 states and territories have filed complaints about Peerless Credit Services Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Peerless Credit Services Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (22.2% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Peerless Credit Services Inc have?
24 complaints have been filed against Peerless Credit Services Inc with the CFPB overall - 2 of them in the past year.
Does Peerless Credit Services Inc respond to complaints on time?
Peerless Credit Services Inc's CFPB timely-response rate is 87.5%.
What product generates the most complaints for Peerless Credit Services Inc?
"Debt collection" draws more CFPB complaints against Peerless Credit Services Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Peerless Credit Services Inc?
The most common issue reported by consumers about Peerless Credit Services Inc is "Communication tactics." All complaint issues are listed above with their counts.
How do I file a complaint against Peerless Credit Services Inc?
You can file a complaint against Peerless Credit Services Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Peerless Credit Services Inc?
Consumers in 4 states and territories have filed complaints about Peerless Credit Services Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.