CFPB Consumer Complaint Profile

Phoenix Health Care Management Services, Inc.

What 41 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

41
Total complaints
7
Last 12 months
92.7%
Timely response
3
States affected

The verdict

Phoenix Health Care Management Services, Inc. ranks #2020 of 3,848 financial companies by CFPB complaint volume, with 41 complaints on record. It answers 92.7% of complaints on time — below the 93% median for companies with 100+ complaints.

#2020
of 3,848 companies by volume
92.7%
answered on time
Debt collection
most-complained product
3
states with complaints
Phoenix Health Care Management Services, Inc. timely response rate 92.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Medical debt 23
Debt collection — Medical 7
Debt collection — I do not know 7
Debt collection — Other debt 2
Credit reporting 1
Debt collection — Other (i.e. phone, health club, etc.) 1

Top Issues

1.Written notification about debt 8
2.Attempts to collect debt not owed 8
3.Cont'd attempts collect debt not owed 7
4.Communication tactics 7
5.False statements or representation 4
6.Disclosure verification of debt 3
7.Took or threatened to take negative or legal action 2
8.Incorrect information on credit report 1
9.Electronic communications 1

Complaints by Year

Year Complaints
2013 1
2014 3
2015 3
2016 6
2017 2
2018 1
2020 2
2021 2
2022 5
2023 3
2024 6
2025 6
2026 1

Complaints by State (Top 15)

Georgia 39
Virginia 1
Florida 1

Company Responses

Closed with explanation 38
Closed 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Phoenix Health Care Management Services, Inc.

The CFPB Consumer Complaint Database has logged 41 complaints against Phoenix Health Care Management Services, Inc. overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 3 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Phoenix Health Care Management Services, Inc.'s timely response rate stands at 92.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Phoenix Health Care Management Services, Inc. have?

Phoenix Health Care Management Services, Inc. has 41 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Phoenix Health Care Management Services, Inc. respond to complaints on time?

Phoenix Health Care Management Services, Inc. has a 92.7% timely response rate to CFPB complaints.

What product generates the most complaints for Phoenix Health Care Management Services, Inc.?

The most complained-about product for Phoenix Health Care Management Services, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Phoenix Health Care Management Services, Inc.?

The most common issue reported by consumers about Phoenix Health Care Management Services, Inc. is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Phoenix Health Care Management Services, Inc.?

You can file a complaint against Phoenix Health Care Management Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Phoenix Health Care Management Services, Inc.?

Consumers in 3 states and territories have filed complaints about Phoenix Health Care Management Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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