CFPB Consumer Complaint Profile

Phoenix Health Care Management Services, Inc.

Consumers have filed 41 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

41
Total complaints
Mid-range
7
Last 12 months
92.7%
Timely response
Bottom quartile
3
States affected

The verdict

41 CFPB complaints put Phoenix Health Care Management Services, Inc. at #2018 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 92.7%, the 23rd percentile for the 100+ complaint peer group.

#2018
of 3,843 companies by volume
92.7%
on time (23rd pctile)
Debt collection
most-complained product
3
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
61/100
Phoenix Health Care Management Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.7%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.4%
Share of complaints closed with monetary or non-monetary relief

Phoenix Health Care Management Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.7% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Phoenix Health Care Management Services, Inc. timely response rate 92.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 23
Debt collection - Medical 7
Debt collection - I do not know 7
Debt collection - Other debt 2
Credit reporting 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Written notification about debt 8
2.Attempts to collect debt not owed 8
3.Cont'd attempts collect debt not owed 7
4.Communication tactics 7
5.False statements or representation 4
6.Disclosure verification of debt 3
7.Took or threatened to take negative or legal action 2
8.Incorrect information on credit report 1
9.Electronic communications 1

Complaints by Year

Year Complaints
2013 1
2014 3
2015 3
2016 6
2017 2
2018 1
2020 2
2021 2
2022 5
2023 3
2024 6
2025 6
2026year in progress 1

Complaints by State (Top 15)

Georgia 39
Virginia 1
Florida 1

Company Responses

Closed with explanation 38
Closed 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Phoenix Health Care Management Services, Inc.

The CFPB Consumer Complaint Database has logged 41 complaints against Phoenix Health Care Management Services, Inc. overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 3 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Written notification about debt," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Phoenix Health Care Management Services, Inc. draw a 92.7% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 2.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Phoenix Health Care Management Services, Inc. have?

Phoenix Health Care Management Services, Inc. has 41 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Phoenix Health Care Management Services, Inc. respond to complaints on time?

Phoenix Health Care Management Services, Inc.'s CFPB timely-response rate is 92.7%.

What product generates the most complaints for Phoenix Health Care Management Services, Inc.?

"Debt collection" draws more CFPB complaints against Phoenix Health Care Management Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Phoenix Health Care Management Services, Inc.?

"Written notification about debt" is the single most frequently cited issue in complaints against Phoenix Health Care Management Services, Inc. - see all issues and counts above.

How do I file a complaint against Phoenix Health Care Management Services, Inc.?

You can file a complaint against Phoenix Health Care Management Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Phoenix Health Care Management Services, Inc.?

Consumers in 3 states and territories have filed complaints about Phoenix Health Care Management Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Phoenix Health Care Management Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Phoenix Health Care Management Services, Inc. have?

Phoenix Health Care Management Services, Inc. has 41 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Phoenix Health Care Management Services, Inc. respond to complaints on time?

Phoenix Health Care Management Services, Inc.'s CFPB timely-response rate is 92.7%.

What product generates the most complaints for Phoenix Health Care Management Services, Inc.?

"Debt collection" draws more CFPB complaints against Phoenix Health Care Management Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Phoenix Health Care Management Services, Inc.?

"Written notification about debt" is the single most frequently cited issue in complaints against Phoenix Health Care Management Services, Inc. - see all issues and counts above.

How do I file a complaint against Phoenix Health Care Management Services, Inc.?

You can file a complaint against Phoenix Health Care Management Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Phoenix Health Care Management Services, Inc.?

Consumers in 3 states and territories have filed complaints about Phoenix Health Care Management Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Phoenix Health Care Management Services, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.