CFPB Consumer Complaint Profile
Pinata Rent, Inc
Behind the 18 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 18
- Total complaints
- Below average
- 15
- Last 12 months
- 88.9%
- Timely response
- Bottom quartile
- 12
- States affected
The verdict
18 CFPB complaints put Pinata Rent, Inc at #3004 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 88.9%, the 16th percentile among companies with 100+ complaints.
- #3004
- of 3,843 companies by volume
- 88.9%
- on time (16th pctile)
- Credit reporting or …
- most-complained product
- 12
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Pinata Rent, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
88.9% Among the lowest higher than 16% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2024 | 3 |
| 2025 | 10 |
| 2026year in progress | 5 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Pinata Rent, Inc
Pinata Rent, Inc carries 18 complaints in the CFPB's database, 15 of them filed within the past 12 months. Consumers spanning 12 states and territories have weighed in, giving this a geographically concentrated footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Pinata Rent, Inc posts a 88.9% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Pinata Rent, Inc have?
18 complaints have been filed against Pinata Rent, Inc with the CFPB overall - 15 of them in the past year.
Does Pinata Rent, Inc respond to complaints on time?
CFPB complaints against Pinata Rent, Inc draw a 88.9% timely-response rate inside the expected window.
What product generates the most complaints for Pinata Rent, Inc?
Among all products tied to Pinata Rent, Inc, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Pinata Rent, Inc?
"Incorrect information on your report" is the single most frequently cited issue in complaints against Pinata Rent, Inc - see all issues and counts above.
How do I file a complaint against Pinata Rent, Inc?
You can file a complaint against Pinata Rent, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Pinata Rent, Inc?
Pinata Rent, Inc has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Pinata Rent, Inc have?
18 complaints have been filed against Pinata Rent, Inc with the CFPB overall - 15 of them in the past year.
Does Pinata Rent, Inc respond to complaints on time?
CFPB complaints against Pinata Rent, Inc draw a 88.9% timely-response rate inside the expected window.
What product generates the most complaints for Pinata Rent, Inc?
Among all products tied to Pinata Rent, Inc, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Pinata Rent, Inc?
"Incorrect information on your report" is the single most frequently cited issue in complaints against Pinata Rent, Inc - see all issues and counts above.
How do I file a complaint against Pinata Rent, Inc?
You can file a complaint against Pinata Rent, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Pinata Rent, Inc?
Pinata Rent, Inc has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.