CFPB Consumer Complaint Profile
Portfolio America Asset Management, LLC
What 27 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 27
- Total complaints
- Mid-range
- 0
- Last 12 months
- 0%
- Timely response
- Bottom decile
- 12
- States affected
The verdict
27 CFPB complaints put Portfolio America Asset Management, LLC at #2473 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 0%, the 0th percentile for the 100+ complaint peer group.
- #2473
- of 3,843 companies by volume
- 0%
- on time (0th pctile)
- Debt collection
- most-complained product
- 12
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Portfolio America Asset Management, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
0% Among the lowest in the bottom 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2019 | 6 |
| 2020 | 12 |
| 2021 | 5 |
| 2022 | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Portfolio America Asset Management, LLC
27 complaints against Portfolio America Asset Management, LLC appear in the CFPB record, including 0 from the trailing year. The 12 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, Portfolio America Asset Management, LLC posts a 0% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Portfolio America Asset Management, LLC have?
Portfolio America Asset Management, LLC has 27 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Portfolio America Asset Management, LLC respond to complaints on time?
CFPB complaints against Portfolio America Asset Management, LLC draw a 0% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Portfolio America Asset Management, LLC?
The most complained-about product for Portfolio America Asset Management, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Portfolio America Asset Management, LLC?
Consumers most often cite "Communication tactics" when complaining about Portfolio America Asset Management, LLC; the full issue list with counts is above.
How do I file a complaint against Portfolio America Asset Management, LLC?
You can file a complaint against Portfolio America Asset Management, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Portfolio America Asset Management, LLC?
Consumers in 12 states and territories have filed complaints about Portfolio America Asset Management, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Portfolio America Asset Management, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Portfolio America Asset Management, LLC have?
Portfolio America Asset Management, LLC has 27 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Portfolio America Asset Management, LLC respond to complaints on time?
CFPB complaints against Portfolio America Asset Management, LLC draw a 0% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Portfolio America Asset Management, LLC?
The most complained-about product for Portfolio America Asset Management, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Portfolio America Asset Management, LLC?
Consumers most often cite "Communication tactics" when complaining about Portfolio America Asset Management, LLC; the full issue list with counts is above.
How do I file a complaint against Portfolio America Asset Management, LLC?
You can file a complaint against Portfolio America Asset Management, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Portfolio America Asset Management, LLC?
Consumers in 12 states and territories have filed complaints about Portfolio America Asset Management, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.