CFPB Consumer Complaint Profile

Post Lake Lending Inc.

Behind the 96 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

96
Total complaints
Mid-range
43
Last 12 months
99%
Timely response
Above median
24
States affected

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The verdict

96 CFPB complaints put Post Lake Lending Inc. at #1352 out of 3,843 financial companies ranked by complaint volume. It posts a 99% on-time response rate, the 60th percentile among companies with 100+ complaints.

#1352
of 3,843 companies by volume
99%
on time (60th pctile)
Payday loan, title l…
most-complained product
24
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
63/100
Post Lake Lending Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

Post Lake Lending Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99% Higher than most higher than 60% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 19 in 2024 to 48 in 2025 (2024 → 2025).

See the full year-over-year release diff

Post Lake Lending Inc. timely response rate 99.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Installment loan 39
Payday loan, title loan, personal loan, or advance loan - Payday loan 31
Payday loan, title loan, or personal loan - Payday loan 8
Debt collection - I do not know 6
Payday loan, title loan, or personal loan - Installment loan 3
Debt collection - Payday loan debt 3
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 2
Payday loan, title loan, personal loan, or advance loan - Other advances of future income 1
Debt collection - Auto debt 1
Debt or credit management - Debt settlement 1

Top Issues

1.Charged fees or interest you didn't expect 51
2.Struggling to pay your loan 9
3.Getting the loan 6
4.Attempts to collect debt not owed 4
5.Can't stop withdrawals from your bank account 4
6.Received a loan you didn't apply for 4
7.False statements or representation 3
8.Problem with the payoff process at the end of the loan 3
9.Can't contact lender or servicer 2
10.Took or threatened to take negative or legal action 2

Complaints by Year

Year Complaints
2022 3
2023 17
2024 19
2025 48
2026year in progress 9

Complaints by State (Top 15)

California 32
Washington 10
Florida 9
Colorado 8
Ohio 8
Michigan 4
Alabama 3
Nevada 3
Kentucky 2
Louisiana 2
Texas 2
Pennsylvania 1
Wyoming 1
Tennessee 1
South Dakota 1

Company Responses

Closed with explanation 94
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Post Lake Lending Inc.

The CFPB Consumer Complaint Database has logged 96 complaints against Post Lake Lending Inc. overall, with 43 of those filed in the trailing 12 months. Reports have come from consumers in 24 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Payday loan, title loan, personal loan, or advance loan," which sits at the top of the product breakdown. The specific issue named most within that category is "Charged fees or interest you didn't expect," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Post Lake Lending Inc. draw a 99% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Post Lake Lending Inc. have?

Post Lake Lending Inc. has 96 total consumer complaints filed with the CFPB, with 43 filed in the last 12 months.

Does Post Lake Lending Inc. respond to complaints on time?

Post Lake Lending Inc.'s CFPB timely-response rate is 99%. This is considered excellent.

What product generates the most complaints for Post Lake Lending Inc.?

The most complained-about product for Post Lake Lending Inc. is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Post Lake Lending Inc.?

The most common issue reported by consumers about Post Lake Lending Inc. is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Post Lake Lending Inc.?

You can file a complaint against Post Lake Lending Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Post Lake Lending Inc.?

Consumers in 24 states and territories have filed complaints about Post Lake Lending Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Post Lake Lending Inc. have?

Post Lake Lending Inc. has 96 total consumer complaints filed with the CFPB, with 43 filed in the last 12 months.

Does Post Lake Lending Inc. respond to complaints on time?

Post Lake Lending Inc.'s CFPB timely-response rate is 99%. This is considered excellent.

What product generates the most complaints for Post Lake Lending Inc.?

The most complained-about product for Post Lake Lending Inc. is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Post Lake Lending Inc.?

The most common issue reported by consumers about Post Lake Lending Inc. is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Post Lake Lending Inc.?

You can file a complaint against Post Lake Lending Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Post Lake Lending Inc.?

Consumers in 24 states and territories have filed complaints about Post Lake Lending Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Post Lake Lending Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.