CFPB Consumer Complaint Profile

Professional Credit Analysts of MN, Inc.

Behind the 57 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

57
Total complaints
Mid-range
3
Last 12 months
100%
Timely response
Top decile
21
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Professional Credit Analysts of MN, Inc. ranks #1717 of 3,843 financial companies by CFPB complaint volume, with 57 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1717
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
21
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
Professional Credit Analysts of MN, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Professional Credit Analysts of MN, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Professional Credit Analysts of MN, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 21
Debt collection - I do not know 16
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Debt collection - Medical debt 5
Debt collection - Medical 2
Debt collection - Other (i.e. phone, health club, etc.) 1
Debt collection - Private student loan debt 1
Debt collection - Credit card debt 1
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Auto debt 1

Top Issues

1.Attempts to collect debt not owed 23
2.Written notification about debt 15
3.Incorrect information on your report 5
4.False statements or representation 5
5.Problem with a credit reporting company's investigation into an existing problem 3
6.Cont'd attempts collect debt not owed 3
7.Took or threatened to take negative or legal action 1
8.Improper use of your report 1
9.Communication tactics 1

Complaints by Year

Year Complaints
2017 11
2018 14
2019 5
2020 9
2021 7
2022 5
2024 3
2025 2
2026year in progress 1

Complaints by State (Top 15)

Minnesota 16
Florida 6
Ohio 4
Virginia 4
Texas 3
California 3
Maine 3
Iowa 2
New York 2
Georgia 2
Louisiana 1
Michigan 1
Massachusetts 1
Alabama 1
New Jersey 1

Company Responses

Closed with explanation 56
Closed 1

What the CFPB Complaint Record Shows for Professional Credit Analysts of MN, Inc.

57 complaints against Professional Credit Analysts of MN, Inc. appear in the CFPB record, including 3 from the trailing year. The 21 states and territories represented put this footprint in multi-regional territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Professional Credit Analysts of MN, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Professional Credit Analysts of MN, Inc. have?

The CFPB has logged 57 complaints against Professional Credit Analysts of MN, Inc. to date, of which 3 came in over the last 12 months.

Does Professional Credit Analysts of MN, Inc. respond to complaints on time?

Professional Credit Analysts of MN, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Professional Credit Analysts of MN, Inc.?

The most complained-about product for Professional Credit Analysts of MN, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Professional Credit Analysts of MN, Inc.?

The most common issue reported by consumers about Professional Credit Analysts of MN, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Professional Credit Analysts of MN, Inc.?

You can file a complaint against Professional Credit Analysts of MN, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Professional Credit Analysts of MN, Inc.?

Professional Credit Analysts of MN, Inc. has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Professional Credit Analysts of MN, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Professional Credit Analysts of MN, Inc. have?

The CFPB has logged 57 complaints against Professional Credit Analysts of MN, Inc. to date, of which 3 came in over the last 12 months.

Does Professional Credit Analysts of MN, Inc. respond to complaints on time?

Professional Credit Analysts of MN, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Professional Credit Analysts of MN, Inc.?

The most complained-about product for Professional Credit Analysts of MN, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Professional Credit Analysts of MN, Inc.?

The most common issue reported by consumers about Professional Credit Analysts of MN, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Professional Credit Analysts of MN, Inc.?

You can file a complaint against Professional Credit Analysts of MN, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Professional Credit Analysts of MN, Inc.?

Professional Credit Analysts of MN, Inc. has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Professional Credit Analysts of MN, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.