CFPB Consumer Complaint Profile

Profit Services Group

Behind the 198 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

198
Total complaints
Above average
1
Last 12 months
56.1%
Timely response
Bottom decile
14
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Profit Services Group has accumulated 198 complaints, placing it #943 by volume. On-time replies land at 56.1%, the 4th percentile for the 100+ complaint peer group.

#943
of 3,843 companies by volume
56.1%
on time (4th pctile)
Debt collection
most-complained product
14
states with complaints
F
PlainCredit Trust Score
32/100
Profit Services Group · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 56.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.0%
Share of complaints closed with monetary or non-monetary relief

Profit Services Group vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

56.1% Among the lowest higher than 4% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Profit Services Group timely response rate 56.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 117
Debt collection - Medical 28
Debt collection - I do not know 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Debt collection - Other (i.e. phone, health club, etc.) 6
Debt collection - Other debt 2
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 108
2.Communication tactics 23
3.Written notification about debt 19
4.Problem with a credit reporting company's investigation into an existing problem 13
5.Disclosure verification of debt 10
6.Cont'd attempts collect debt not owed 9
7.Incorrect information on your report 6
8.Took or threatened to take negative or legal action 6
9.False statements or representation 1
10.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2015 9
2016 16
2017 21
2018 21
2019 10
2020 17
2021 92
2022 8
2024 2
2025 1
2026year in progress 1

Complaints by State (Top 15)

Georgia 162
South Carolina 7
Pennsylvania 6
Florida 5
North Carolina 4
Colorado 2
Texas 2
Nebraska 1
Tennessee 1
Virginia 1
New York 1
District of Columbia 1
Puerto Rico 1
New Jersey 1

Company Responses

Closed with explanation 188
Closed with non-monetary relief 4
Untimely response 4
Closed 2

What the CFPB Complaint Record Shows for Profit Services Group

198 complaints against Profit Services Group appear in the CFPB record, including 1 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Profit Services Group draw a 56.1% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 21.6% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 2%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Profit Services Group have?

The CFPB has logged 198 complaints against Profit Services Group to date, of which 1 came in over the last 12 months.

Does Profit Services Group respond to complaints on time?

Profit Services Group's CFPB timely-response rate is 56.1%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Profit Services Group?

"Debt collection" draws more CFPB complaints against Profit Services Group than any other product - see the full breakdown above.

What is the most common complaint issue with Profit Services Group?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Profit Services Group - see all issues and counts above.

How do I file a complaint against Profit Services Group?

You can file a complaint against Profit Services Group directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Profit Services Group?

Consumers in 14 states and territories have filed complaints about Profit Services Group with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Profit Services Group: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026