CFPB Consumer Complaint Profile
R J Baucum Enterprises, Inc.
Behind the 27 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 27
- Total complaints
- Mid-range
- 0
- Last 12 months
- 63%
- Timely response
- Bottom decile
- 7
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, R J Baucum Enterprises, Inc. sits at #2473, with 27 complaints logged. On-time replies land at 63%, the 4th percentile for the 100+ complaint peer group.
- #2473
- of 3,843 companies by volume
- 63%
- on time (4th pctile)
- Debt collection
- most-complained product
- 7
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
R J Baucum Enterprises, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
63% Among the lowest higher than 4% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 2 |
| 2016 | 4 |
| 2017 | 2 |
| 2019 | 6 |
| 2020 | 5 |
| 2021 | 5 |
| 2022 | 2 |
| 2023 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for R J Baucum Enterprises, Inc.
The CFPB Consumer Complaint Database has logged 27 complaints against R J Baucum Enterprises, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, R J Baucum Enterprises, Inc. posts a 63% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does R J Baucum Enterprises, Inc. have?
27 complaints have been filed against R J Baucum Enterprises, Inc. with the CFPB overall - 0 of them in the past year.
Does R J Baucum Enterprises, Inc. respond to complaints on time?
R J Baucum Enterprises, Inc. has a 63% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for R J Baucum Enterprises, Inc.?
Among all products tied to R J Baucum Enterprises, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with R J Baucum Enterprises, Inc.?
"Communication tactics" is the single most frequently cited issue in complaints against R J Baucum Enterprises, Inc. - see all issues and counts above.
How do I file a complaint against R J Baucum Enterprises, Inc.?
You can file a complaint against R J Baucum Enterprises, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about R J Baucum Enterprises, Inc.?
R J Baucum Enterprises, Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for R J Baucum Enterprises, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does R J Baucum Enterprises, Inc. have?
27 complaints have been filed against R J Baucum Enterprises, Inc. with the CFPB overall - 0 of them in the past year.
Does R J Baucum Enterprises, Inc. respond to complaints on time?
R J Baucum Enterprises, Inc. has a 63% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for R J Baucum Enterprises, Inc.?
Among all products tied to R J Baucum Enterprises, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with R J Baucum Enterprises, Inc.?
"Communication tactics" is the single most frequently cited issue in complaints against R J Baucum Enterprises, Inc. - see all issues and counts above.
How do I file a complaint against R J Baucum Enterprises, Inc.?
You can file a complaint against R J Baucum Enterprises, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about R J Baucum Enterprises, Inc.?
R J Baucum Enterprises, Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.