CFPB Consumer Complaint Profile

Receivable Solutions Specialist, Inc.

Consumers have filed 36 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

36
Total complaints
Mid-range
0
Last 12 months
69.4%
Timely response
Bottom decile
15
States affected

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The verdict

36 CFPB complaints put Receivable Solutions Specialist, Inc. at #2143 out of 3,843 financial companies ranked by complaint volume. It posts a 69.4% on-time response rate, the 6th percentile among companies with 100+ complaints.

#2143
of 3,843 companies by volume
69.4%
on time (6th pctile)
Debt collection
most-complained product
15
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
61/100
Receivable Solutions Specialist, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 69.4%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 4.5%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 30.6%
Share of complaints closed with monetary or non-monetary relief

Receivable Solutions Specialist, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

69.4% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2018 to 2019 complete years

  • Annual CFPB complaint volume moved from 11 in 2018 to 1 in 2019 (2018 → 2019).

See the full year-over-year release diff

Receivable Solutions Specialist, Inc. timely response rate 69.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 17
Debt collection - Medical debt 7
Debt collection - I do not know 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Other (i.e. phone, health club, etc.) 2

Top Issues

1.Cont'd attempts collect debt not owed 12
2.Disclosure verification of debt 8
3.Took or threatened to take negative or legal action 5
4.Written notification about debt 3
5.Attempts to collect debt not owed 2
6.Improper use of your report 1
7.Problem with a credit reporting company's investigation into an existing problem 1
8.Threatened to contact someone or share information improperly 1
9.Incorrect information on your report 1
10.Communication tactics 1

Complaints by Year

Year Complaints
2013 2
2014 1
2015 5
2016 12
2017 4
2018 11
2019 1

Complaints by State (Top 15)

Texas 14
Colorado 4
California 3
Florida 2
Tennessee 2
Maryland 1
Michigan 1
Connecticut 1
Washington 1
Mississippi 1
Georgia 1
Alaska 1
Alabama 1
Louisiana 1
Missouri 1

Company Responses

Closed with explanation 19
Closed with non-monetary relief 10
Closed 6
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Receivable Solutions Specialist, Inc.

Receivable Solutions Specialist, Inc. carries 36 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Receivable Solutions Specialist, Inc. posts a 69.4% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved cases drew a formal consumer-dispute rate of 4.5% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 30.6% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Receivable Solutions Specialist, Inc. have?

Receivable Solutions Specialist, Inc. has 36 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Receivable Solutions Specialist, Inc. respond to complaints on time?

Receivable Solutions Specialist, Inc.'s CFPB timely-response rate is 69.4%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Receivable Solutions Specialist, Inc.?

Among all products tied to Receivable Solutions Specialist, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Receivable Solutions Specialist, Inc.?

The most common issue reported by consumers about Receivable Solutions Specialist, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Receivable Solutions Specialist, Inc.?

You can file a complaint against Receivable Solutions Specialist, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Receivable Solutions Specialist, Inc.?

Receivable Solutions Specialist, Inc. has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Receivable Solutions Specialist, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (4.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Receivable Solutions Specialist, Inc. have?

Receivable Solutions Specialist, Inc. has 36 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Receivable Solutions Specialist, Inc. respond to complaints on time?

Receivable Solutions Specialist, Inc.'s CFPB timely-response rate is 69.4%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Receivable Solutions Specialist, Inc.?

Among all products tied to Receivable Solutions Specialist, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Receivable Solutions Specialist, Inc.?

The most common issue reported by consumers about Receivable Solutions Specialist, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Receivable Solutions Specialist, Inc.?

You can file a complaint against Receivable Solutions Specialist, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Receivable Solutions Specialist, Inc.?

Receivable Solutions Specialist, Inc. has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Receivable Solutions Specialist, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.