CFPB Consumer Complaint Profile

Receivables Management Associates

25 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

25
Total complaints
Mid-range
3
Last 12 months
92%
Timely response
Bottom quartile
8
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Receivables Management Associates has accumulated 25 complaints, placing it #2586 by volume. It posts a 92% on-time response rate, the 21st percentile among companies with 100+ complaints.

#2586
of 3,843 companies by volume
92%
on time (21st pctile)
Debt collection
most-complained product
8
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
48/100
Receivables Management Associates · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Receivables Management Associates vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Receivables Management Associates timely response rate 92.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 11
Debt collection - Medical 5
Debt collection - Payday loan 3
Debt collection - I do not know 3
Debt collection - Rental debt 2
Debt collection - Other debt 1

Top Issues

1.Cont'd attempts collect debt not owed 7
2.Attempts to collect debt not owed 7
3.Written notification about debt 5
4.Communication tactics 2
5.Taking/threatening an illegal action 2
6.False statements or representation 1
7.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2015 2
2016 6
2017 1
2018 4
2019 1
2020 3
2021 3
2022 2
2025 3

Complaints by State (Top 15)

Virginia 17
New York 2
Texas 1
Georgia 1
Florida 1
North Carolina 1
Alaska 1
New Jersey 1

Company Responses

Closed with explanation 24
Closed 1

What the CFPB Complaint Record Shows for Receivables Management Associates

The CFPB Consumer Complaint Database has logged 25 complaints against Receivables Management Associates overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Receivables Management Associates's timely response rate stands at 92%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Receivables Management Associates have?

The CFPB has logged 25 complaints against Receivables Management Associates to date, of which 3 came in over the last 12 months.

Does Receivables Management Associates respond to complaints on time?

Receivables Management Associates's CFPB timely-response rate is 92%.

What product generates the most complaints for Receivables Management Associates?

Among all products tied to Receivables Management Associates, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Receivables Management Associates?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Receivables Management Associates; the full issue list with counts is above.

How do I file a complaint against Receivables Management Associates?

You can file a complaint against Receivables Management Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Receivables Management Associates?

The CFPB has recorded complaints against Receivables Management Associates from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Receivables Management Associates: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Receivables Management Associates have?

The CFPB has logged 25 complaints against Receivables Management Associates to date, of which 3 came in over the last 12 months.

Does Receivables Management Associates respond to complaints on time?

Receivables Management Associates's CFPB timely-response rate is 92%.

What product generates the most complaints for Receivables Management Associates?

Among all products tied to Receivables Management Associates, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Receivables Management Associates?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Receivables Management Associates; the full issue list with counts is above.

How do I file a complaint against Receivables Management Associates?

You can file a complaint against Receivables Management Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Receivables Management Associates?

The CFPB has recorded complaints against Receivables Management Associates from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Receivables Management Associates's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.