CFPB Consumer Complaint Profile

Receivables Management Associates

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

25
Total complaints
Mid-range
3
Last 12 months
92%
Timely response
Bottom quartile
8
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Receivables Management Associates places #2586 by volume. On response speed it sits at the 21st percentile among companies with 100+ complaints.

Debt collection
most-complained product
VA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
48/100
Receivables Management Associates · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Receivables Management Associates vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 11
Debt collection - Medical 5
Debt collection - Payday loan 3
Debt collection - I do not know 3
Debt collection - Rental debt 2
Debt collection - Other debt 1

Top Issues

1.Cont'd attempts collect debt not owed 7
2.Attempts to collect debt not owed 7
3.Written notification about debt 5
4.Communication tactics 2
5.Taking/threatening an illegal action 2
6.False statements or representation 1
7.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2015 2
2016 6
2017 1
2018 4
2019 1
2020 3
2021 3
2022 2
2025 3

Complaints by State (Top 15)

Virginia 17
New York 2
Texas 1
Georgia 1
Florida 1
North Carolina 1
Alaska 1
New Jersey 1

Company Responses

Closed with explanation 24
Closed 1

What the CFPB Complaint Record Shows for Receivables Management Associates

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Receivables Management Associates, with consumers across the country filing against it. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Receivables Management Associates: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Receivables Management Associates have?

The CFPB has logged 25 complaints against Receivables Management Associates to date, of which 3 came in over the last 12 months.

Does Receivables Management Associates respond to complaints on time?

Receivables Management Associates's CFPB timely-response rate is 92%.

What product generates the most complaints for Receivables Management Associates?

Among all products tied to Receivables Management Associates, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Receivables Management Associates?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Receivables Management Associates; the full issue list with counts is above.

How do I file a complaint against Receivables Management Associates?

You can file a complaint against Receivables Management Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Receivables Management Associates?

The CFPB has recorded complaints against Receivables Management Associates from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Receivables Management Associates's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.