Recovery Solutions Group, LLC

CFPB Consumer Complaint Profile

118
Total Complaints
17
Last 12 Months
62.7%
Timely Response
31
States Affected
Recovery Solutions Group, LLC timely response rate 62.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 55
Debt collection — I do not know 35
Debt collection — Payday loan debt 9
Debt collection — Other (i.e. phone, health club, etc.) 5
Debt collection — Payday loan 3
Payday loan, title loan, personal loan, or advance loan — Earned wage access 1
Debt collection — Credit card debt 1
Debt collection — Medical debt 1
Debt collection — Rental debt 1
Debt collection — Credit card 1

Top Issues

1.Took or threatened to take negative or legal action 27
2.Attempts to collect debt not owed 25
3.Threatened to contact someone or share information improperly 17
4.Communication tactics 16
5.False statements or representation 10
6.Taking/threatening an illegal action 6
7.Written notification about debt 5
8.Improper contact or sharing of info 3
9.Electronic communications 2
10.Issues with repayment 1

Complaints by Year

Year Complaints
2015 2
2016 9
2017 15
2018 9
2019 11
2020 8
2021 10
2022 13
2023 6
2024 13
2025 21
2026 1

Complaints by State (Top 15)

California 17
Florida 13
Texas 11
Maryland 7
New York 7
Virginia 6
Pennsylvania 6
Ohio 5
Georgia 4
Utah 3
Arizona 3
New Jersey 3
Alabama 3
North Carolina 3
Connecticut 3

Company Responses

Closed with explanation 115
Closed 3

What the CFPB Complaint Record Shows for Recovery Solutions Group, LLC

The CFPB Consumer Complaint Database has logged 118 complaints against Recovery Solutions Group, LLC overall, with 17 of those filed in the trailing 12 months. Reports have come from consumers in 31 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Recovery Solutions Group, LLC's timely response rate stands at 62.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 29.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Recovery Solutions Group, LLC have?

Recovery Solutions Group, LLC has 118 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Recovery Solutions Group, LLC respond to complaints on time?

Recovery Solutions Group, LLC has a 62.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Recovery Solutions Group, LLC?

The most complained-about product for Recovery Solutions Group, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Recovery Solutions Group, LLC?

The most common issue reported by consumers about Recovery Solutions Group, LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Recovery Solutions Group, LLC?

You can file a complaint against Recovery Solutions Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Recovery Solutions Group, LLC?

Consumers in 31 states and territories have filed complaints about Recovery Solutions Group, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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