CFPB Consumer Complaint Profile

Recreational Holdings Corp.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

22
Total complaints
Mid-range
10
Last 12 months
100%
Timely response
Top decile
14
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Recreational Holdings Corp. sits at #2732. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Credit reporting or …
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B+
PlainCredit Trust Score
77/100
Recreational Holdings Corp. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C 4.5%
Share of complaints closed with monetary or non-monetary relief

Recreational Holdings Corp. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 10
Debt collection - I do not know 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Payday loan, title loan, personal loan, or advance loan - Installment loan 2
Debt collection - Auto debt 2
Vehicle loan or lease - Loan 1

Top Issues

1.Improper use of your report 5
2.Problem with a company's investigation into an existing problem 5
3.Incorrect information on your report 3
4.False statements or representation 2
5.Attempts to collect debt not owed 2
6.Problem with the payoff process at the end of the loan 1
7.Took or threatened to take negative or legal action 1
8.Charged fees or interest you didn't expect 1
9.Written notification about debt 1
10.Managing the loan or lease 1

Complaints by Year

Year Complaints
2023 3
2024 7
2025 12

Complaints by State (Top 15)

California 5
Florida 4
Rhode Island 2
Massachusetts 1
Texas 1
Colorado 1
North Carolina 1
Ohio 1
Indiana 1
Maryland 1
Connecticut 1
Arkansas 1
New Jersey 1
Louisiana 1

Company Responses

Closed with explanation 21
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Recreational Holdings Corp.

Recreational Holdings Corp. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Improper use of your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Recreational Holdings Corp. have?

Recreational Holdings Corp. has 22 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does Recreational Holdings Corp. respond to complaints on time?

Recreational Holdings Corp. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Recreational Holdings Corp.?

Among all products tied to Recreational Holdings Corp., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Recreational Holdings Corp.?

Consumers most often cite "Improper use of your report" when complaining about Recreational Holdings Corp.; the full issue list with counts is above.

How do I file a complaint against Recreational Holdings Corp.?

You can file a complaint against Recreational Holdings Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Recreational Holdings Corp.?

Consumers in 14 states and territories have filed complaints about Recreational Holdings Corp. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Recreational Holdings Corp.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.