CFPB Consumer Complaint Profile

Rhojo Enterprises, LLC

25 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

25
Total complaints
Mid-range
0
Last 12 months
44%
Timely response
Bottom decile
14
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Rhojo Enterprises, LLC has accumulated 25 complaints, placing it #2586 by volume. On-time replies land at 44%, the 3rd percentile for the 100+ complaint peer group.

#2586
of 3,843 companies by volume
44%
on time (3rd pctile)
Debt collection
most-complained product
14
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
13/100
Rhojo Enterprises, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 44.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 29.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Rhojo Enterprises, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

44% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2017 to 2019 complete years

  • Annual CFPB complaint volume moved from 12 in 2017 to 2 in 2019 (2017 → 2019).

See the full year-over-year release diff

Rhojo Enterprises, LLC timely response rate 44.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Other debt 7
Debt collection - I do not know 6
Consumer Loan - Installment loan 1
Credit reporting 1

Top Issues

1.Cont'd attempts collect debt not owed 11
2.Attempts to collect debt not owed 5
3.Disclosure verification of debt 4
4.Written notification about debt 3
5.Managing the loan or lease 1
6.Incorrect information on credit report 1

Complaints by Year

Year Complaints
2016 11
2017 12
2019 2

Complaints by State (Top 15)

Florida 3
AE 3
Georgia 3
California 2
Maryland 2
Virginia 2
Texas 2
Colorado 2
Pennsylvania 1
Michigan 1
North Carolina 1
Kentucky 1
New York 1
Tennessee 1

Company Responses

Closed 12
Closed with explanation 9
Untimely response 4

What the CFPB Complaint Record Shows for Rhojo Enterprises, LLC

Rhojo Enterprises, LLC carries 25 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 14 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Rhojo Enterprises, LLC draw a 44% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Consumers formally disputed the company's response at a 29.4% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Rhojo Enterprises, LLC have?

25 complaints have been filed against Rhojo Enterprises, LLC with the CFPB overall - 0 of them in the past year.

Does Rhojo Enterprises, LLC respond to complaints on time?

Rhojo Enterprises, LLC's CFPB timely-response rate is 44%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Rhojo Enterprises, LLC?

Among all products tied to Rhojo Enterprises, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Rhojo Enterprises, LLC?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Rhojo Enterprises, LLC - see all issues and counts above.

How do I file a complaint against Rhojo Enterprises, LLC?

You can file a complaint against Rhojo Enterprises, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rhojo Enterprises, LLC?

The CFPB has recorded complaints against Rhojo Enterprises, LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Rhojo Enterprises, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Rhojo Enterprises, LLC have?

25 complaints have been filed against Rhojo Enterprises, LLC with the CFPB overall - 0 of them in the past year.

Does Rhojo Enterprises, LLC respond to complaints on time?

Rhojo Enterprises, LLC's CFPB timely-response rate is 44%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Rhojo Enterprises, LLC?

Among all products tied to Rhojo Enterprises, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Rhojo Enterprises, LLC?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Rhojo Enterprises, LLC - see all issues and counts above.

How do I file a complaint against Rhojo Enterprises, LLC?

You can file a complaint against Rhojo Enterprises, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rhojo Enterprises, LLC?

The CFPB has recorded complaints against Rhojo Enterprises, LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Rhojo Enterprises, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.