CFPB Consumer Complaint Profile

Richard J. Boudreau & Associates, LLC

Consumers have filed 30 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

30
Total complaints
Mid-range
0
Last 12 months
53.3%
Timely response
Bottom decile
19
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

30 CFPB complaints put Richard J. Boudreau & Associates, LLC at #2333 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 53.3%, the 3rd percentile among companies with 100+ complaints.

#2333
of 3,843 companies by volume
53.3%
on time (3rd pctile)
Debt collection
most-complained product
19
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
21/100
Richard J. Boudreau & Associates, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 53.3%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Richard J. Boudreau & Associates, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

53.3% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Richard J. Boudreau & Associates, LLC timely response rate 53.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Non-federal student loan 7
Debt collection - I do not know 6
Debt collection - Credit card 3
Debt collection - Credit card debt 3
Student loan - Non-federal student loan 3
Debt collection - Other debt 2
Debt collection - Payday loan debt 2
Debt collection - Other (i.e. phone, health club, etc.) 2
Other financial service - Debt settlement 1
Debt collection - Auto 1

Top Issues

1.False statements or representation 5
2.Cont'd attempts collect debt not owed 5
3.Disclosure verification of debt 3
4.Threatened to contact someone or share information improperly 3
5.Improper contact or sharing of info 3
6.Dealing with my lender or servicer 3
7.Communication tactics 3
8.Took or threatened to take negative or legal action 3
9.Attempts to collect debt not owed 1
10.Fraud or scam 1

Complaints by Year

Year Complaints
2014 17
2015 2
2016 1
2017 7
2018 3

Complaints by State (Top 15)

Georgia 3
Virginia 2
New Hampshire 2
California 2
Louisiana 2
Tennessee 2
Massachusetts 2
Michigan 2
Maryland 2
New Jersey 2
Oregon 1
South Dakota 1
Illinois 1
New York 1
Missouri 1

Company Responses

Closed with explanation 16
Untimely response 12
Closed 2

What the CFPB Complaint Record Shows for Richard J. Boudreau & Associates, LLC

The CFPB Consumer Complaint Database has logged 30 complaints against Richard J. Boudreau & Associates, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "False statements or representation" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Richard J. Boudreau & Associates, LLC posts a 53.3% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 19% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Richard J. Boudreau & Associates, LLC have?

The CFPB has logged 30 complaints against Richard J. Boudreau & Associates, LLC to date, of which 0 came in over the last 12 months.

Does Richard J. Boudreau & Associates, LLC respond to complaints on time?

Richard J. Boudreau & Associates, LLC's CFPB timely-response rate is 53.3%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Richard J. Boudreau & Associates, LLC?

The most complained-about product for Richard J. Boudreau & Associates, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Richard J. Boudreau & Associates, LLC?

Consumers most often cite "False statements or representation" when complaining about Richard J. Boudreau & Associates, LLC; the full issue list with counts is above.

How do I file a complaint against Richard J. Boudreau & Associates, LLC?

You can file a complaint against Richard J. Boudreau & Associates, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Richard J. Boudreau & Associates, LLC?

The CFPB has recorded complaints against Richard J. Boudreau & Associates, LLC from 19 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Richard J. Boudreau & Associates, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Richard J. Boudreau & Associates, LLC have?

The CFPB has logged 30 complaints against Richard J. Boudreau & Associates, LLC to date, of which 0 came in over the last 12 months.

Does Richard J. Boudreau & Associates, LLC respond to complaints on time?

Richard J. Boudreau & Associates, LLC's CFPB timely-response rate is 53.3%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Richard J. Boudreau & Associates, LLC?

The most complained-about product for Richard J. Boudreau & Associates, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Richard J. Boudreau & Associates, LLC?

Consumers most often cite "False statements or representation" when complaining about Richard J. Boudreau & Associates, LLC; the full issue list with counts is above.

How do I file a complaint against Richard J. Boudreau & Associates, LLC?

You can file a complaint against Richard J. Boudreau & Associates, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Richard J. Boudreau & Associates, LLC?

The CFPB has recorded complaints against Richard J. Boudreau & Associates, LLC from 19 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Richard J. Boudreau & Associates, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.