CFPB Consumer Complaint Profile

RMB, Inc.

What 48 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

48
Total complaints
Mid-range
0
Last 12 months
97.9%
Timely response
Below median
14
States affected

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The verdict

48 CFPB complaints put RMB, Inc. at #1877 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 97.9%, the 47th percentile among companies with 100+ complaints.

#1877
of 3,843 companies by volume
97.9%
on time (47th pctile)
Debt collection
most-complained product
14
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
45/100
RMB, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 97.9%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

RMB, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.9% Around the middle higher than 47% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

RMB, Inc. timely response rate 97.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 26
Debt collection - I do not know 10
Debt collection - Medical debt 7
Debt collection - Other (i.e. phone, health club, etc.) 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2

Top Issues

1.Cont'd attempts collect debt not owed 13
2.Communication tactics 10
3.Disclosure verification of debt 7
4.Attempts to collect debt not owed 5
5.False statements or representation 4
6.Improper contact or sharing of info 4
7.Took or threatened to take negative or legal action 2
8.Incorrect information on your report 1
9.Written notification about debt 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2013 4
2014 14
2015 8
2016 7
2017 10
2018 4
2020 1

Complaints by State (Top 15)

North Carolina 14
Florida 9
New Jersey 8
Alabama 5
Mississippi 2
Tennessee 2
New York 1
Louisiana 1
Minnesota 1
Oklahoma 1
Georgia 1
Arizona 1
South Carolina 1
Kentucky 1

Company Responses

Closed with explanation 47
Untimely response 1

What the CFPB Complaint Record Shows for RMB, Inc.

48 complaints against RMB, Inc. appear in the CFPB record, including 0 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

RMB, Inc.'s timely response rate stands at 97.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 16.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does RMB, Inc. have?

48 complaints have been filed against RMB, Inc. with the CFPB overall - 0 of them in the past year.

Does RMB, Inc. respond to complaints on time?

RMB, Inc.'s CFPB timely-response rate is 97.9%. This is considered excellent.

What product generates the most complaints for RMB, Inc.?

"Debt collection" draws more CFPB complaints against RMB, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with RMB, Inc.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about RMB, Inc.; the full issue list with counts is above.

How do I file a complaint against RMB, Inc.?

You can file a complaint against RMB, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about RMB, Inc.?

The CFPB has recorded complaints against RMB, Inc. from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for RMB, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.2% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does RMB, Inc. have?

48 complaints have been filed against RMB, Inc. with the CFPB overall - 0 of them in the past year.

Does RMB, Inc. respond to complaints on time?

RMB, Inc.'s CFPB timely-response rate is 97.9%. This is considered excellent.

What product generates the most complaints for RMB, Inc.?

"Debt collection" draws more CFPB complaints against RMB, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with RMB, Inc.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about RMB, Inc.; the full issue list with counts is above.

How do I file a complaint against RMB, Inc.?

You can file a complaint against RMB, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about RMB, Inc.?

The CFPB has recorded complaints against RMB, Inc. from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

RMB, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.