CFPB Consumer Complaint Profile
Rubin & Debski, P.A.
35 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 35
- Total complaints
- Mid-range
- 2
- Last 12 months
- 37.1%
- Timely response
- Bottom decile
- 3
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Rubin & Debski, P.A. sits at #2180, with 35 complaints logged. It posts a 37.1% on-time response rate, the 2nd percentile among companies with 100+ complaints.
- #2180
- of 3,843 companies by volume
- 37.1%
- on time (2nd pctile)
- Debt collection
- most-complained product
- 3
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Rubin & Debski, P.A. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
37.1% Among the lowest higher than 2% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 1 |
| 2014 | 3 |
| 2015 | 7 |
| 2016 | 2 |
| 2017 | 7 |
| 2018 | 1 |
| 2019 | 3 |
| 2020 | 3 |
| 2021 | 1 |
| 2023 | 2 |
| 2024 | 3 |
| 2025 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Rubin & Debski, P.A.
The CFPB Consumer Complaint Database has logged 35 complaints against Rubin & Debski, P.A. overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 3 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Rubin & Debski, P.A. draw a 37.1% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Rubin & Debski, P.A. have?
The CFPB has logged 35 complaints against Rubin & Debski, P.A. to date, of which 2 came in over the last 12 months.
Does Rubin & Debski, P.A. respond to complaints on time?
CFPB complaints against Rubin & Debski, P.A. draw a 37.1% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Rubin & Debski, P.A.?
The most complained-about product for Rubin & Debski, P.A. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Rubin & Debski, P.A.?
The most common issue reported by consumers about Rubin & Debski, P.A. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Rubin & Debski, P.A.?
You can file a complaint against Rubin & Debski, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Rubin & Debski, P.A.?
Consumers in 3 states and territories have filed complaints about Rubin & Debski, P.A. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Rubin & Debski, P.A.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Rubin & Debski, P.A. have?
The CFPB has logged 35 complaints against Rubin & Debski, P.A. to date, of which 2 came in over the last 12 months.
Does Rubin & Debski, P.A. respond to complaints on time?
CFPB complaints against Rubin & Debski, P.A. draw a 37.1% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Rubin & Debski, P.A.?
The most complained-about product for Rubin & Debski, P.A. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Rubin & Debski, P.A.?
The most common issue reported by consumers about Rubin & Debski, P.A. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Rubin & Debski, P.A.?
You can file a complaint against Rubin & Debski, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Rubin & Debski, P.A.?
Consumers in 3 states and territories have filed complaints about Rubin & Debski, P.A. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.