CFPB Consumer Complaint Profile
SandP Solutions, Inc.
Behind the 34 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 34
- Total complaints
- Mid-range
- 0
- Last 12 months
- 94.1%
- Timely response
- Below median
- 12
- States affected
The verdict
34 CFPB complaints put SandP Solutions, Inc. at #2211 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 94.1%, the 26th percentile among companies with 100+ complaints.
- #2211
- of 3,843 companies by volume
- 94.1%
- on time (26th pctile)
- Money transfer, virt…
- most-complained product
- 12
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
SandP Solutions, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
94.1% Around the middle higher than 26% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 2 |
| 2021 | 3 |
| 2022 | 13 |
| 2023 | 16 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for SandP Solutions, Inc.
34 complaints against SandP Solutions, Inc. appear in the CFPB record, including 0 from the trailing year. The 12 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Money transfer, virtual currency, or money service," which sits at the top of the product breakdown. The specific issue named most within that category is "Fraud or scam," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against SandP Solutions, Inc. draw a 94.1% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does SandP Solutions, Inc. have?
34 complaints have been filed against SandP Solutions, Inc. with the CFPB overall - 0 of them in the past year.
Does SandP Solutions, Inc. respond to complaints on time?
SandP Solutions, Inc. has a 94.1% timely response rate to CFPB complaints.
What product generates the most complaints for SandP Solutions, Inc.?
Among all products tied to SandP Solutions, Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with SandP Solutions, Inc.?
Consumers most often cite "Fraud or scam" when complaining about SandP Solutions, Inc.; the full issue list with counts is above.
How do I file a complaint against SandP Solutions, Inc.?
You can file a complaint against SandP Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about SandP Solutions, Inc.?
The CFPB has recorded complaints against SandP Solutions, Inc. from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Money transfer, virtual currency, or money service
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does SandP Solutions, Inc. have?
34 complaints have been filed against SandP Solutions, Inc. with the CFPB overall - 0 of them in the past year.
Does SandP Solutions, Inc. respond to complaints on time?
SandP Solutions, Inc. has a 94.1% timely response rate to CFPB complaints.
What product generates the most complaints for SandP Solutions, Inc.?
Among all products tied to SandP Solutions, Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with SandP Solutions, Inc.?
Consumers most often cite "Fraud or scam" when complaining about SandP Solutions, Inc.; the full issue list with counts is above.
How do I file a complaint against SandP Solutions, Inc.?
You can file a complaint against SandP Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about SandP Solutions, Inc.?
The CFPB has recorded complaints against SandP Solutions, Inc. from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.