CFPB Consumer Complaint Profile

Seattle Service Bureau, Inc

Consumers have filed 327 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

327
Total complaints
Above average
61
Last 12 months
87.8%
Timely response
Bottom quartile
41
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Seattle Service Bureau, Inc sits at #658, with 327 complaints logged. On-time replies land at 87.8%, the 15th percentile for the 100+ complaint peer group.

#658
of 3,843 companies by volume
87.8%
on time (15th pctile)
Debt collection
most-complained product
41
states with complaints
C-
PlainCredit Trust Score
50/100
Seattle Service Bureau, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 87.8%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 12.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.1%
Share of complaints closed with monetary or non-monetary relief

Seattle Service Bureau, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

87.8% Among the lowest higher than 15% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 32 in 2024 to 53 in 2025 (2024 → 2025).

See the full year-over-year release diff

Seattle Service Bureau, Inc timely response rate 87.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 85
Debt collection - I do not know 72
Debt collection - Auto debt 55
Debt collection - Medical 28
Debt collection - Other (i.e. phone, health club, etc.) 25
Debt collection - Medical debt 25
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Debt collection - Auto 6
Debt collection - Credit card debt 3
Credit reporting or other personal consumer reports - Credit reporting 3

Top Issues

1.Attempts to collect debt not owed 84
2.Took or threatened to take negative or legal action 55
3.Communication tactics 41
4.Cont'd attempts collect debt not owed 33
5.Written notification about debt 32
6.False statements or representation 24
7.Incorrect information on your report 14
8.Disclosure verification of debt 13
9.Threatened to contact someone or share information improperly 10
10.Improper contact or sharing of info 8

Complaints by Year

Year Complaints
2013 5
2014 11
2015 26
2016 19
2017 28
2018 14
2019 19
2020 22
2021 32
2022 17
2023 30
2024 32
2025 53
2026year in progress 19

Complaints by State (Top 15)

California 36
Washington 29
Illinois 29
Texas 25
Florida 21
Georgia 15
Michigan 12
Tennessee 11
Oregon 10
New York 10
Colorado 10
Maryland 9
South Carolina 8
Nevada 7
Virginia 7

Company Responses

Closed with explanation 286
Closed 16
In progress 15
Closed with non-monetary relief 9
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Seattle Service Bureau, Inc

Seattle Service Bureau, Inc carries 327 complaints in the CFPB's database, 61 of them filed within the past 12 months. Consumers spanning 41 states and territories have weighed in, giving this a nationwide footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Seattle Service Bureau, Inc posts a 87.8% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 12% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 3.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Seattle Service Bureau, Inc have?

The CFPB has logged 327 complaints against Seattle Service Bureau, Inc to date, of which 61 came in over the last 12 months.

Does Seattle Service Bureau, Inc respond to complaints on time?

Seattle Service Bureau, Inc's CFPB timely-response rate is 87.8%.

What product generates the most complaints for Seattle Service Bureau, Inc?

Among all products tied to Seattle Service Bureau, Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Seattle Service Bureau, Inc?

The most common issue reported by consumers about Seattle Service Bureau, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Seattle Service Bureau, Inc?

You can file a complaint against Seattle Service Bureau, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Seattle Service Bureau, Inc?

The CFPB has recorded complaints against Seattle Service Bureau, Inc from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Seattle Service Bureau, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026