CFPB Consumer Complaint Profile

Seattle Service Bureau, Inc

Consumers have filed 327 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

327
Total complaints
61
Last 12 months
87.8%
Timely response
41
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Seattle Service Bureau, Inc sits at #659, with 327 complaints logged. 87.8% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#659
of 3,848 companies by volume
87.8%
answered on time
Debt collection
most-complained product
41
states with complaints
Seattle Service Bureau, Inc timely response rate 87.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 85
Debt collection - I do not know 72
Debt collection - Auto debt 55
Debt collection - Medical 28
Debt collection - Other (i.e. phone, health club, etc.) 25
Debt collection - Medical debt 25
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Debt collection - Auto 6
Debt collection - Credit card debt 3
Credit reporting or other personal consumer reports - Credit reporting 3

Top Issues

1.Attempts to collect debt not owed 84
2.Took or threatened to take negative or legal action 55
3.Communication tactics 41
4.Cont'd attempts collect debt not owed 33
5.Written notification about debt 32
6.False statements or representation 24
7.Incorrect information on your report 14
8.Disclosure verification of debt 13
9.Threatened to contact someone or share information improperly 10
10.Improper contact or sharing of info 8

Complaints by Year

Year Complaints
2013 5
2014 11
2015 26
2016 19
2017 28
2018 14
2019 19
2020 22
2021 32
2022 17
2023 30
2024 32
2025 53
2026 19

Complaints by State (Top 15)

California 36
Washington 29
Illinois 29
Texas 25
Florida 21
Georgia 15
Michigan 12
Tennessee 11
Oregon 10
New York 10
Colorado 10
Maryland 9
South Carolina 8
Nevada 7
Virginia 7

Company Responses

Closed with explanation 286
Closed 16
In progress 15
Closed with non-monetary relief 9
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Seattle Service Bureau, Inc

Seattle Service Bureau, Inc carries 327 complaints in the CFPB's database, 61 of them filed within the past 12 months. Consumers spanning 41 states and territories have weighed in, giving this a nationwide footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Seattle Service Bureau, Inc answers 87.8% of forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. In 12% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 3.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Seattle Service Bureau, Inc have?

The CFPB has logged 327 complaints against Seattle Service Bureau, Inc to date, of which 61 came in over the last 12 months.

Does Seattle Service Bureau, Inc respond to complaints on time?

Seattle Service Bureau, Inc's CFPB timely-response rate is 87.8%.

What product generates the most complaints for Seattle Service Bureau, Inc?

Among all products tied to Seattle Service Bureau, Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Seattle Service Bureau, Inc?

The most common issue reported by consumers about Seattle Service Bureau, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Seattle Service Bureau, Inc?

You can file a complaint against Seattle Service Bureau, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Seattle Service Bureau, Inc?

The CFPB has recorded complaints against Seattle Service Bureau, Inc from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026