CFPB Consumer Complaint Profile

Security Service Federal Credit Union

What 244 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

244
Total complaints
91
Last 12 months
100%
Timely response
20
States affected

The verdict

Security Service Federal Credit Union ranks #801 of 3,848 financial companies by CFPB complaint volume, with 244 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#801
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
20
states with complaints
Security Service Federal Credit Union timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 54
Checking or savings account — Checking account 50
Vehicle loan or lease — Loan 33
Mortgage — Conventional home mortgage 21
Mortgage — Home equity loan or line of credit (HELOC) 18
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 11
Debt collection — I do not know 9
Checking or savings account — Savings account 8
Credit card — General-purpose credit card or charge card 8
Credit card or prepaid card — General-purpose credit card or charge card 5

Top Issues

1.Managing an account 38
2.Trouble during payment process 28
3.Problem with a company's investigation into an existing problem 24
4.Incorrect information on your report 22
5.Improper use of your report 19
6.Managing the loan or lease 14
7.Problems at the end of the loan or lease 14
8.Problem caused by your funds being low 12
9.Attempts to collect debt not owed 9
10.Problem with a lender or other company charging your account 7

Complaints by Year

Year Complaints
2022 30
2023 56
2024 55
2025 79
2026 24

Complaints by State (Top 15)

Texas 149
Colorado 40
Utah 18
California 11
Arizona 4
Florida 4
Virginia 2
New York 2
Massachusetts 1
North Dakota 1
AP 1
New Mexico 1
Illinois 1
Louisiana 1
Tennessee 1

Company Responses

Closed with explanation 183
Closed with monetary relief 23
Closed with non-monetary relief 22
In progress 16

What the CFPB Complaint Record Shows for Security Service Federal Credit Union

The CFPB Consumer Complaint Database has logged 244 complaints against Security Service Federal Credit Union overall, with 91 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Security Service Federal Credit Union's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 18.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Security Service Federal Credit Union have?

Security Service Federal Credit Union has 244 total consumer complaints filed with the CFPB, with 91 filed in the last 12 months.

Does Security Service Federal Credit Union respond to complaints on time?

Security Service Federal Credit Union has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Security Service Federal Credit Union?

The most complained-about product for Security Service Federal Credit Union is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Security Service Federal Credit Union?

The most common issue reported by consumers about Security Service Federal Credit Union is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Security Service Federal Credit Union?

You can file a complaint against Security Service Federal Credit Union directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Security Service Federal Credit Union?

Consumers in 20 states and territories have filed complaints about Security Service Federal Credit Union with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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