CFPB Consumer Complaint Profile
Sf Vago, LLC
126 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 126
- Total complaints
- Mid-range
- 26
- Last 12 months
- 99.2%
- Timely response
- Above median
- 26
- States affected
The verdict
Sf Vago, LLC ranks #1202 of 3,843 financial companies by CFPB complaint volume, with 126 complaints on record. Its on-time response rate is 99.2%, the 64th percentile among companies with 100+ complaints.
- #1202
- of 3,843 companies by volume
- 99.2%
- on time (64th pctile)
- Credit reporting or …
- most-complained product
- 26
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Sf Vago, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.2% Higher than most higher than 64% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2021 | 23 |
| 2022 | 31 |
| 2023 | 22 |
| 2024 | 19 |
| 2025 | 25 |
| 2026year in progress | 6 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Sf Vago, LLC
The CFPB Consumer Complaint Database has logged 126 complaints against Sf Vago, LLC overall, with 26 of those filed in the trailing 12 months. Reports have come from consumers in 26 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Sf Vago, LLC posts a 99.2% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.6% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Sf Vago, LLC have?
126 complaints have been filed against Sf Vago, LLC with the CFPB overall - 26 of them in the past year.
Does Sf Vago, LLC respond to complaints on time?
CFPB complaints against Sf Vago, LLC draw a 99.2% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Sf Vago, LLC?
The most complained-about product for Sf Vago, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Sf Vago, LLC?
Consumers most often cite "Incorrect information on your report" when complaining about Sf Vago, LLC; the full issue list with counts is above.
How do I file a complaint against Sf Vago, LLC?
You can file a complaint against Sf Vago, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Sf Vago, LLC?
Sf Vago, LLC has drawn CFPB complaints from 26 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Sf Vago, LLC have?
126 complaints have been filed against Sf Vago, LLC with the CFPB overall - 26 of them in the past year.
Does Sf Vago, LLC respond to complaints on time?
CFPB complaints against Sf Vago, LLC draw a 99.2% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Sf Vago, LLC?
The most complained-about product for Sf Vago, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Sf Vago, LLC?
Consumers most often cite "Incorrect information on your report" when complaining about Sf Vago, LLC; the full issue list with counts is above.
How do I file a complaint against Sf Vago, LLC?
You can file a complaint against Sf Vago, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Sf Vago, LLC?
Sf Vago, LLC has drawn CFPB complaints from 26 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.