CFPB Consumer Complaint Profile

ShoulderTap Technologies, Inc. d/b/a Fizz

Consumers have filed 31 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

31
Total complaints
Mid-range
31
Last 12 months
100%
Timely response
Top decile
11
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, ShoulderTap Technologies, Inc. d/b/a Fizz sits at #2304, with 31 complaints logged. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#2304
of 3,843 companies by volume
100%
on time (86th pctile)
Credit card
most-complained product
11
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
ShoulderTap Technologies, Inc. d/b/a Fizz · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

ShoulderTap Technologies, Inc. d/b/a Fizz vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

ShoulderTap Technologies, Inc. d/b/a Fizz timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit card - General-purpose credit card or charge card 15
Credit reporting or other personal consumer reports - Credit reporting 7
Debt collection - Credit card debt 4
Debt or credit management - Debt settlement 2
Checking or savings account - Checking account 1
Prepaid card - General-purpose prepaid card 1
Money transfer, virtual currency, or money service - Mobile or digital wallet 1

Top Issues

1.Incorrect information on your report 9
2.Problem when making payments 5
3.Took or threatened to take negative or legal action 3
4.Getting a credit card 2
5.Closing your account 2
6.Problem with a purchase shown on your statement 2
7.Other features, terms, or problems 1
8.Confusing or missing disclosures 1
9.Struggling to pay your bill 1
10.Problem with a lender or other company charging your account 1

Complaints by Year

Year Complaints
2025 18
2026year in progress 13

Complaints by State (Top 15)

California 12
Texas 6
Pennsylvania 2
South Carolina 2
North Carolina 2
Georgia 2
Michigan 1
Nevada 1
Alabama 1
Indiana 1
Colorado 1

Company Responses

Closed with explanation 31

What the CFPB Complaint Record Shows for ShoulderTap Technologies, Inc. d/b/a Fizz

ShoulderTap Technologies, Inc. d/b/a Fizz carries 31 complaints in the CFPB's database, 31 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. "Credit card" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against ShoulderTap Technologies, Inc. d/b/a Fizz draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ShoulderTap Technologies, Inc. d/b/a Fizz have?

The CFPB has logged 31 complaints against ShoulderTap Technologies, Inc. d/b/a Fizz to date, of which 31 came in over the last 12 months.

Does ShoulderTap Technologies, Inc. d/b/a Fizz respond to complaints on time?

CFPB complaints against ShoulderTap Technologies, Inc. d/b/a Fizz draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for ShoulderTap Technologies, Inc. d/b/a Fizz?

The most complained-about product for ShoulderTap Technologies, Inc. d/b/a Fizz is "Credit card." You can view the full product breakdown on this page.

What is the most common complaint issue with ShoulderTap Technologies, Inc. d/b/a Fizz?

"Incorrect information on your report" is the single most frequently cited issue in complaints against ShoulderTap Technologies, Inc. d/b/a Fizz - see all issues and counts above.

How do I file a complaint against ShoulderTap Technologies, Inc. d/b/a Fizz?

You can file a complaint against ShoulderTap Technologies, Inc. d/b/a Fizz directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ShoulderTap Technologies, Inc. d/b/a Fizz?

ShoulderTap Technologies, Inc. d/b/a Fizz has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Frequently Asked Questions

How many CFPB complaints does ShoulderTap Technologies, Inc. d/b/a Fizz have?

The CFPB has logged 31 complaints against ShoulderTap Technologies, Inc. d/b/a Fizz to date, of which 31 came in over the last 12 months.

Does ShoulderTap Technologies, Inc. d/b/a Fizz respond to complaints on time?

CFPB complaints against ShoulderTap Technologies, Inc. d/b/a Fizz draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for ShoulderTap Technologies, Inc. d/b/a Fizz?

The most complained-about product for ShoulderTap Technologies, Inc. d/b/a Fizz is "Credit card." You can view the full product breakdown on this page.

What is the most common complaint issue with ShoulderTap Technologies, Inc. d/b/a Fizz?

"Incorrect information on your report" is the single most frequently cited issue in complaints against ShoulderTap Technologies, Inc. d/b/a Fizz - see all issues and counts above.

How do I file a complaint against ShoulderTap Technologies, Inc. d/b/a Fizz?

You can file a complaint against ShoulderTap Technologies, Inc. d/b/a Fizz directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ShoulderTap Technologies, Inc. d/b/a Fizz?

ShoulderTap Technologies, Inc. d/b/a Fizz has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

ShoulderTap Technologies, Inc. d/b/a Fizz's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.