CFPB Consumer Complaint Profile
SIMM Associates, Inc.
540 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 540
- Total complaints
- Above average
- 87
- Last 12 months
- 94.8%
- Timely response
- Below median
- 49
- States affected
The verdict
SIMM Associates, Inc. ranks #484 of 3,843 financial companies by CFPB complaint volume, with 540 complaints on record. Its on-time response rate is 94.8%, the 29th percentile among companies with 100+ complaints.
- #484
- of 3,843 companies by volume
- 94.8%
- on time (29th pctile)
- Debt collection
- most-complained product
- 49
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
SIMM Associates, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
94.8% Around the middle higher than 29% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 43 in 2024 to 90 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 23 |
| 2014 | 71 |
| 2015 | 38 |
| 2016 | 35 |
| 2017 | 23 |
| 2018 | 28 |
| 2019 | 35 |
| 2020 | 28 |
| 2021 | 45 |
| 2022 | 30 |
| 2023 | 34 |
| 2024 | 43 |
| 2025 | 90 |
| 2026year in progress | 17 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for SIMM Associates, Inc.
540 complaints against SIMM Associates, Inc. appear in the CFPB record, including 87 from the trailing year. The 49 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against SIMM Associates, Inc. draw a 94.8% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 12% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does SIMM Associates, Inc. have?
SIMM Associates, Inc. has 540 total consumer complaints filed with the CFPB, with 87 filed in the last 12 months.
Does SIMM Associates, Inc. respond to complaints on time?
SIMM Associates, Inc.'s CFPB timely-response rate is 94.8%.
What product generates the most complaints for SIMM Associates, Inc.?
The most complained-about product for SIMM Associates, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with SIMM Associates, Inc.?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against SIMM Associates, Inc. - see all issues and counts above.
How do I file a complaint against SIMM Associates, Inc.?
You can file a complaint against SIMM Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about SIMM Associates, Inc.?
Consumers in 49 states and territories have filed complaints about SIMM Associates, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for SIMM Associates, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (12% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.