CFPB Consumer Complaint Profile
Skopos Financial, LLC
Behind the 428 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 428
- Total complaints
- Above average
- 141
- Last 12 months
- 88.1%
- Timely response
- Bottom quartile
- 36
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Skopos Financial, LLC has accumulated 428 complaints, placing it #554 by volume. It posts a 88.1% on-time response rate, the 15th percentile among companies with 100+ complaints.
- #554
- of 3,843 companies by volume
- 88.1%
- on time (15th pctile)
- Credit reporting or …
- most-complained product
- 36
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Skopos Financial, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
88.1% Among the lowest higher than 15% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 77 in 2024 to 149 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 13 |
| 2017 | 13 |
| 2018 | 21 |
| 2019 | 11 |
| 2020 | 22 |
| 2021 | 26 |
| 2022 | 29 |
| 2023 | 35 |
| 2024 | 77 |
| 2025 | 149 |
| 2026year in progress | 32 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Skopos Financial, LLC
The CFPB Consumer Complaint Database has logged 428 complaints against Skopos Financial, LLC overall, with 141 of those filed in the trailing 12 months. Reports have come from consumers in 36 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Skopos Financial, LLC posts a 88.1% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 20% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Skopos Financial, LLC have?
The CFPB has logged 428 complaints against Skopos Financial, LLC to date, of which 141 came in over the last 12 months.
Does Skopos Financial, LLC respond to complaints on time?
Skopos Financial, LLC has a 88.1% timely response rate to CFPB complaints.
What product generates the most complaints for Skopos Financial, LLC?
The most complained-about product for Skopos Financial, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Skopos Financial, LLC?
"Incorrect information on your report" is the single most frequently cited issue in complaints against Skopos Financial, LLC - see all issues and counts above.
How do I file a complaint against Skopos Financial, LLC?
You can file a complaint against Skopos Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Skopos Financial, LLC?
Consumers in 36 states and territories have filed complaints about Skopos Financial, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Skopos Financial, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (20% here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Skopos Financial, LLC have?
The CFPB has logged 428 complaints against Skopos Financial, LLC to date, of which 141 came in over the last 12 months.
Does Skopos Financial, LLC respond to complaints on time?
Skopos Financial, LLC has a 88.1% timely response rate to CFPB complaints.
What product generates the most complaints for Skopos Financial, LLC?
The most complained-about product for Skopos Financial, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Skopos Financial, LLC?
"Incorrect information on your report" is the single most frequently cited issue in complaints against Skopos Financial, LLC - see all issues and counts above.
How do I file a complaint against Skopos Financial, LLC?
You can file a complaint against Skopos Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Skopos Financial, LLC?
Consumers in 36 states and territories have filed complaints about Skopos Financial, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.