CFPB Consumer Complaint Profile

SOP Pioneer Partners LP

What 92 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

92
Total complaints
Mid-range
50
Last 12 months
83.7%
Timely response
Bottom quartile
21
States affected

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The verdict

SOP Pioneer Partners LP ranks #1376 of 3,843 financial companies by CFPB complaint volume, with 92 complaints on record. It posts a 83.7% on-time response rate, the 12th percentile among companies with 100+ complaints.

#1376
of 3,843 companies by volume
83.7%
on time (12th pctile)
Payday loan, title l…
most-complained product
21
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
37/100
SOP Pioneer Partners LP · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 83.7%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate D 1.1%
Share of complaints closed with monetary or non-monetary relief

SOP Pioneer Partners LP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

83.7% Among the lowest higher than 12% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 25 in 2024 to 50 in 2025 (2024 → 2025).

See the full year-over-year release diff

SOP Pioneer Partners LP timely response rate 83.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Installment loan 36
Credit reporting or other personal consumer reports - Credit reporting 36
Debt collection - I do not know 6
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 6
Debt collection - Payday loan debt 4
Credit card - General-purpose credit card or charge card 1
Debt collection - Other debt 1
Debt or credit management - Credit repair services 1
Payday loan, title loan, personal loan, or advance loan - Earned wage access 1

Top Issues

1.Charged fees or interest you didn't expect 31
2.Improper use of your report 20
3.Incorrect information on your report 11
4.Problem with a company's investigation into an existing problem 8
5.Problem when making payments 4
6.Written notification about debt 4
7.Took or threatened to take negative or legal action 3
8.Attempts to collect debt not owed 3
9.Problem with additional add-on products or services 2
10.Struggling to pay your loan 2

Complaints by Year

Year Complaints
2023 1
2024 25
2025 50
2026year in progress 16

Complaints by State (Top 15)

Louisiana 21
Texas 17
Virginia 9
California 7
Maryland 6
Georgia 5
Tennessee 5
North Carolina 4
South Carolina 4
Alabama 2
Colorado 2
Mississippi 1
Ohio 1
Florida 1
AP 1

Company Responses

Closed with explanation 91
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for SOP Pioneer Partners LP

92 complaints against SOP Pioneer Partners LP appear in the CFPB record, including 50 from the trailing year. The 21 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Payday loan, title loan, personal loan, or advance loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Charged fees or interest you didn't expect," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against SOP Pioneer Partners LP draw a 83.7% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does SOP Pioneer Partners LP have?

The CFPB has logged 92 complaints against SOP Pioneer Partners LP to date, of which 50 came in over the last 12 months.

Does SOP Pioneer Partners LP respond to complaints on time?

SOP Pioneer Partners LP has a 83.7% timely response rate to CFPB complaints.

What product generates the most complaints for SOP Pioneer Partners LP?

Among all products tied to SOP Pioneer Partners LP, "Payday loan, title loan, personal loan, or advance loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with SOP Pioneer Partners LP?

Consumers most often cite "Charged fees or interest you didn't expect" when complaining about SOP Pioneer Partners LP; the full issue list with counts is above.

How do I file a complaint against SOP Pioneer Partners LP?

You can file a complaint against SOP Pioneer Partners LP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about SOP Pioneer Partners LP?

SOP Pioneer Partners LP has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does SOP Pioneer Partners LP have?

The CFPB has logged 92 complaints against SOP Pioneer Partners LP to date, of which 50 came in over the last 12 months.

Does SOP Pioneer Partners LP respond to complaints on time?

SOP Pioneer Partners LP has a 83.7% timely response rate to CFPB complaints.

What product generates the most complaints for SOP Pioneer Partners LP?

Among all products tied to SOP Pioneer Partners LP, "Payday loan, title loan, personal loan, or advance loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with SOP Pioneer Partners LP?

Consumers most often cite "Charged fees or interest you didn't expect" when complaining about SOP Pioneer Partners LP; the full issue list with counts is above.

How do I file a complaint against SOP Pioneer Partners LP?

You can file a complaint against SOP Pioneer Partners LP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about SOP Pioneer Partners LP?

SOP Pioneer Partners LP has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

SOP Pioneer Partners LP's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.