CFPB Consumer Complaint Profile

Team Recovery Inc.

What 65 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

65
Total complaints
Mid-range
11
Last 12 months
95.4%
Timely response
Below median
3
States affected

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The verdict

65 CFPB complaints put Team Recovery Inc. at #1604 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 95.4%, the 31st percentile for the 100+ complaint peer group.

#1604
of 3,843 companies by volume
95.4%
on time (31st pctile)
Debt collection
most-complained product
3
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
44/100
Team Recovery Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.4%
Share of complaints answered within the CFPB response window
Dispute Rate B- 10.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Team Recovery Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.4% Around the middle higher than 31% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Team Recovery Inc. timely response rate 95.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 30
Debt collection - I do not know 14
Debt collection - Medical 9
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Credit card debt 1
Debt collection - Other debt 1

Top Issues

1.Written notification about debt 15
2.Attempts to collect debt not owed 13
3.Communication tactics 10
4.False statements or representation 6
5.Took or threatened to take negative or legal action 4
6.Disclosure verification of debt 3
7.Incorrect information on your report 3
8.Improper use of your report 3
9.Cont'd attempts collect debt not owed 3
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 1
2014 2
2015 2
2016 2
2017 4
2018 5
2020 4
2021 12
2022 5
2023 7
2024 7
2025 11
2026year in progress 3

Complaints by State (Top 15)

Ohio 63
North Carolina 1
Georgia 1

Company Responses

Closed with explanation 65

What the CFPB Complaint Record Shows for Team Recovery Inc.

65 complaints against Team Recovery Inc. appear in the CFPB record, including 11 from the trailing year. The 3 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Written notification about debt," a reasonable starting point for understanding recurring friction.

Team Recovery Inc.'s timely response rate stands at 95.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 10% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Team Recovery Inc. have?

The CFPB has logged 65 complaints against Team Recovery Inc. to date, of which 11 came in over the last 12 months.

Does Team Recovery Inc. respond to complaints on time?

Team Recovery Inc.'s CFPB timely-response rate is 95.4%. This is considered excellent.

What product generates the most complaints for Team Recovery Inc.?

"Debt collection" draws more CFPB complaints against Team Recovery Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Team Recovery Inc.?

"Written notification about debt" is the single most frequently cited issue in complaints against Team Recovery Inc. - see all issues and counts above.

How do I file a complaint against Team Recovery Inc.?

You can file a complaint against Team Recovery Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Team Recovery Inc.?

Team Recovery Inc. has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Team Recovery Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Team Recovery Inc. have?

The CFPB has logged 65 complaints against Team Recovery Inc. to date, of which 11 came in over the last 12 months.

Does Team Recovery Inc. respond to complaints on time?

Team Recovery Inc.'s CFPB timely-response rate is 95.4%. This is considered excellent.

What product generates the most complaints for Team Recovery Inc.?

"Debt collection" draws more CFPB complaints against Team Recovery Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Team Recovery Inc.?

"Written notification about debt" is the single most frequently cited issue in complaints against Team Recovery Inc. - see all issues and counts above.

How do I file a complaint against Team Recovery Inc.?

You can file a complaint against Team Recovery Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Team Recovery Inc.?

Team Recovery Inc. has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Team Recovery Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.