The Best Service Co.,Inc

CFPB Consumer Complaint Profile

474
Total Complaints
69
Last 12 Months
99.4%
Timely Response
35
States Affected
The Best Service Co.,Inc timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 142
Debt collection — Other debt 101
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 60
Debt collection — Credit card debt 55
Debt collection — Other (i.e. phone, health club, etc.) 38
Credit reporting or other personal consumer reports — Credit reporting 32
Debt collection — Credit card 10
Checking or savings account — Checking account 7
Debt collection — Auto debt 6
Debt collection — Telecommunications debt 4

Top Issues

1.Attempts to collect debt not owed 145
2.Written notification about debt 58
3.Incorrect information on your report 51
4.False statements or representation 41
5.Took or threatened to take negative or legal action 39
6.Cont'd attempts collect debt not owed 29
7.Problem with a credit reporting company's investigation into an existing problem 21
8.Disclosure verification of debt 20
9.Improper use of your report 16
10.Communication tactics 15

Complaints by Year

Year Complaints
2013 10
2014 13
2015 17
2016 25
2017 29
2018 31
2019 43
2020 29
2021 47
2022 54
2023 53
2024 37
2025 72
2026 14

Complaints by State (Top 15)

California 331
Texas 18
Arizona 14
Colorado 13
Florida 13
Iowa 8
Nevada 8
Illinois 7
New Mexico 7
Washington 6
Oregon 5
Georgia 5
Pennsylvania 3
Kansas 3
Oklahoma 3

Company Responses

Closed with explanation 473
Closed with monetary relief 1

What the CFPB Complaint Record Shows for The Best Service Co.,Inc

The CFPB Consumer Complaint Database has logged 474 complaints against The Best Service Co.,Inc overall, with 69 of those filed in the trailing 12 months. Reports have come from consumers in 35 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The Best Service Co.,Inc's timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 25.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does The Best Service Co.,Inc have?

The Best Service Co.,Inc has 474 total consumer complaints filed with the CFPB, with 69 filed in the last 12 months.

Does The Best Service Co.,Inc respond to complaints on time?

The Best Service Co.,Inc has a 99.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for The Best Service Co.,Inc?

The most complained-about product for The Best Service Co.,Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with The Best Service Co.,Inc?

The most common issue reported by consumers about The Best Service Co.,Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against The Best Service Co.,Inc?

You can file a complaint against The Best Service Co.,Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The Best Service Co.,Inc?

Consumers in 35 states and territories have filed complaints about The Best Service Co.,Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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