CFPB Consumer Complaint Profile

The Law Firm of Allan C. Smith

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

18
Total complaints
Below average
0
Last 12 months
83.3%
Timely response
Bottom quartile
8
States affected

The verdict

The Law Firm of Allan C. Smith ranks #3004 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 11th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
PA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
The Law Firm of Allan C. Smith · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 83.3%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 16.7%
Share of complaints closed with monetary or non-monetary relief

The Law Firm of Allan C. Smith vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

83.3% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Credit card 8
Debt collection - I do not know 5
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Payday loan debt 1
Credit card 1

Top Issues

1.Disclosure verification of debt 5
2.Communication tactics 3
3.Improper contact or sharing of info 3
4.Cont'd attempts collect debt not owed 3
5.Taking/threatening an illegal action 1
6.Threatened to contact someone or share information improperly 1
7.Other 1
8.False statements or representation 1

Complaints by Year

Year Complaints
2013 6
2014 6
2015 4
2016 1
2023 1

Complaints by State (Top 15)

Pennsylvania 7
New Jersey 4
New York 2
Maryland 1
Indiana 1
Virginia 1
Oregon 1
Illinois 1

Company Responses

Closed with explanation 12
Closed with non-monetary relief 3
Untimely response 2
Closed 1

What the CFPB Complaint Record Shows for The Law Firm of Allan C. Smith

In the CFPB record, The Law Firm of Allan C. Smith has a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Disclosure verification of debt" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for The Law Firm of Allan C. Smith: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (11.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does The Law Firm of Allan C. Smith have?

The Law Firm of Allan C. Smith has 18 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does The Law Firm of Allan C. Smith respond to complaints on time?

The Law Firm of Allan C. Smith has a 83.3% timely response rate to CFPB complaints.

What product generates the most complaints for The Law Firm of Allan C. Smith?

Among all products tied to The Law Firm of Allan C. Smith, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with The Law Firm of Allan C. Smith?

Consumers most often cite "Disclosure verification of debt" when complaining about The Law Firm of Allan C. Smith; the full issue list with counts is above.

How do I file a complaint against The Law Firm of Allan C. Smith?

You can file a complaint against The Law Firm of Allan C. Smith directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The Law Firm of Allan C. Smith?

Consumers in 8 states and territories have filed complaints about The Law Firm of Allan C. Smith with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

The Law Firm of Allan C. Smith's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.