The Law Offices of Mitchell D. Bluhm & Associates

CFPB Consumer Complaint Profile

854
Total Complaints
1
Last 12 Months
99.4%
Timely Response
41
States Affected
The Law Offices of Mitchell D. Bluhm & Associates timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 469
Debt collection — I do not know 168
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 93
Debt collection — Medical 52
Debt collection — Other debt 25
Credit reporting or other personal consumer reports — Credit reporting 24
Debt collection — Credit card debt 16
Credit reporting 2
Debt collection — Credit card 1
Debt or credit management — Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 327
2.Written notification about debt 177
3.False statements or representation 79
4.Incorrect information on your report 63
5.Took or threatened to take negative or legal action 55
6.Cont'd attempts collect debt not owed 30
7.Improper use of your report 28
8.Disclosure verification of debt 26
9.Communication tactics 22
10.Problem with a credit reporting company's investigation into an existing problem 21

Complaints by Year

Year Complaints
2013 9
2014 20
2015 20
2016 13
2017 37
2018 37
2019 78
2020 85
2021 139
2022 150
2023 183
2024 81
2025 2

Complaints by State (Top 15)

Florida 295
Texas 99
Georgia 68
Ohio 54
Virginia 46
Louisiana 37
Pennsylvania 24
Illinois 20
Maryland 19
Alabama 19
Mississippi 17
California 17
Michigan 16
Arizona 12
South Carolina 11

Company Responses

Closed with non-monetary relief 850
Closed with explanation 4

What the CFPB Complaint Record Shows for The Law Offices of Mitchell D. Bluhm & Associates

The CFPB Consumer Complaint Database has logged 854 complaints against The Law Offices of Mitchell D. Bluhm & Associates overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 41 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The Law Offices of Mitchell D. Bluhm & Associates's timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 3.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 99.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does The Law Offices of Mitchell D. Bluhm & Associates have?

The Law Offices of Mitchell D. Bluhm & Associates has 854 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does The Law Offices of Mitchell D. Bluhm & Associates respond to complaints on time?

The Law Offices of Mitchell D. Bluhm & Associates has a 99.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for The Law Offices of Mitchell D. Bluhm & Associates?

The most complained-about product for The Law Offices of Mitchell D. Bluhm & Associates is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with The Law Offices of Mitchell D. Bluhm & Associates?

The most common issue reported by consumers about The Law Offices of Mitchell D. Bluhm & Associates is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against The Law Offices of Mitchell D. Bluhm & Associates?

You can file a complaint against The Law Offices of Mitchell D. Bluhm & Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The Law Offices of Mitchell D. Bluhm & Associates?

Consumers in 41 states and territories have filed complaints about The Law Offices of Mitchell D. Bluhm & Associates with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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