CFPB Consumer Complaint Profile
Thomas, King & Associates
What 26 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 26
- Total complaints
- Mid-range
- 0
- Last 12 months
- 73.1%
- Timely response
- Bottom decile
- 16
- States affected
The verdict
Thomas, King & Associates ranks #2538 of 3,843 financial companies by CFPB complaint volume, with 26 complaints on record. It posts a 73.1% on-time response rate, the 7th percentile among companies with 100+ complaints.
- #2538
- of 3,843 companies by volume
- 73.1%
- on time (7th pctile)
- Debt collection
- most-complained product
- 16
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Thomas, King & Associates vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
73.1% Among the lowest higher than 7% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2015 to 2022 complete years
- Annual CFPB complaint volume moved from 15 in 2015 to 1 in 2022 (2015 → 2022).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 10 |
| 2015 | 15 |
| 2022 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Thomas, King & Associates
26 complaints against Thomas, King & Associates appear in the CFPB record, including 0 from the trailing year. The 16 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Thomas, King & Associates's timely response rate stands at 73.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Thomas, King & Associates have?
26 complaints have been filed against Thomas, King & Associates with the CFPB overall - 0 of them in the past year.
Does Thomas, King & Associates respond to complaints on time?
Thomas, King & Associates has a 73.1% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Thomas, King & Associates?
The most complained-about product for Thomas, King & Associates is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Thomas, King & Associates?
The most common issue reported by consumers about Thomas, King & Associates is "Communication tactics." All complaint issues are listed above with their counts.
How do I file a complaint against Thomas, King & Associates?
You can file a complaint against Thomas, King & Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Thomas, King & Associates?
Thomas, King & Associates has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Thomas, King & Associates: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (4% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Thomas, King & Associates have?
26 complaints have been filed against Thomas, King & Associates with the CFPB overall - 0 of them in the past year.
Does Thomas, King & Associates respond to complaints on time?
Thomas, King & Associates has a 73.1% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Thomas, King & Associates?
The most complained-about product for Thomas, King & Associates is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Thomas, King & Associates?
The most common issue reported by consumers about Thomas, King & Associates is "Communication tactics." All complaint issues are listed above with their counts.
How do I file a complaint against Thomas, King & Associates?
You can file a complaint against Thomas, King & Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Thomas, King & Associates?
Thomas, King & Associates has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.