CFPB Consumer Complaint Profile
Thunderbird Collection Specialists, Inc.
Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 203
- Total complaints
- Above average
- 7
- Last 12 months
- 85.7%
- Timely response
- Bottom quartile
- 20
- States affected
The verdict
By CFPB complaint volume, Thunderbird Collection Specialists, Inc. is #918 out of 3,843 financial companies. For answering complaints on time it stands at the 13th percentile in the 100+ complaint peer group.
- Debt collection
- most-complained product
- AZ
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Thunderbird Collection Specialists, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
85.7% Among the lowest higher than 13% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 18 |
| 2015 | 19 |
| 2016 | 16 |
| 2017 | 26 |
| 2018 | 15 |
| 2019 | 19 |
| 2020 | 11 |
| 2021 | 19 |
| 2022 | 19 |
| 2023 | 7 |
| 2024 | 18 |
| 2025 | 16 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Thunderbird Collection Specialists, Inc.
In the CFPB record, Thunderbird Collection Specialists, Inc. has a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.
The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Thunderbird Collection Specialists, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (27.4% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Thunderbird Collection Specialists, Inc. have?
Thunderbird Collection Specialists, Inc. has 203 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.
Does Thunderbird Collection Specialists, Inc. respond to complaints on time?
CFPB complaints against Thunderbird Collection Specialists, Inc. draw a 85.7% timely-response rate inside the expected window.
What product generates the most complaints for Thunderbird Collection Specialists, Inc.?
"Debt collection" draws more CFPB complaints against Thunderbird Collection Specialists, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Thunderbird Collection Specialists, Inc.?
"Communication tactics" is the single most frequently cited issue in complaints against Thunderbird Collection Specialists, Inc. - see all issues and counts above.
How do I file a complaint against Thunderbird Collection Specialists, Inc.?
You can file a complaint against Thunderbird Collection Specialists, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Thunderbird Collection Specialists, Inc.?
The CFPB has recorded complaints against Thunderbird Collection Specialists, Inc. from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.