CFPB Consumer Complaint Profile

Tilt Finance, Inc.

Behind the 168 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

168
Total complaints
Mid-range
102
Last 12 months
97.6%
Timely response
Below median
39
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Tilt Finance, Inc. sits at #1032, with 168 complaints logged. It posts a 97.6% on-time response rate, the 44th percentile among companies with 100+ complaints.

#1032
of 3,843 companies by volume
97.6%
on time (44th pctile)
Credit reporting or …
most-complained product
39
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B+
PlainCredit Trust Score
77/100
Tilt Finance, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.6%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A+ 28.6%
Share of complaints closed with monetary or non-monetary relief

Tilt Finance, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.6% Around the middle higher than 44% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 30 in 2024 to 105 in 2025 (2024 → 2025).

See the full year-over-year release diff

Tilt Finance, Inc. timely response rate 97.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 40
Payday loan, title loan, personal loan, or advance loan - Payday loan 30
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 23
Checking or savings account - Checking account 15
Debt collection - I do not know 11
Money transfer, virtual currency, or money service - Mobile or digital wallet 8
Credit card - General-purpose credit card or charge card 6
Payday loan, title loan, personal loan, or advance loan - Earned wage access 5
Checking or savings account - Other banking product or service 4
Debt collection - Other debt 4

Top Issues

1.Incorrect information on your report 32
2.Problem with a company's investigation into an existing problem 14
3.Managing an account 13
4.Charged fees or interest you didn't expect 13
5.Problem when making payments 8
6.Took or threatened to take negative or legal action 7
7.Money was taken from your bank account on the wrong day or for the wrong amount 6
8.Closing an account 5
9.Can't stop withdrawals from your bank account 5
10.Attempts to collect debt not owed 4

Complaints by Year

Year Complaints
2020 1
2021 5
2022 3
2023 10
2024 30
2025 105
2026year in progress 14

Complaints by State (Top 15)

California 17
Ohio 15
New York 13
Texas 13
Georgia 12
Florida 9
Michigan 8
Missouri 6
North Carolina 6
Alabama 6
Pennsylvania 5
Illinois 4
Oregon 4
Tennessee 4
Nevada 4

Company Responses

Closed with explanation 120
Closed with monetary relief 29
Closed with non-monetary relief 19

What the CFPB Complaint Record Shows for Tilt Finance, Inc.

Tilt Finance, Inc. carries 168 complaints in the CFPB's database, 102 of them filed within the past 12 months. Consumers spanning 39 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Tilt Finance, Inc. posts a 97.6% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 28.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tilt Finance, Inc. have?

168 complaints have been filed against Tilt Finance, Inc. with the CFPB overall - 102 of them in the past year.

Does Tilt Finance, Inc. respond to complaints on time?

Tilt Finance, Inc.'s CFPB timely-response rate is 97.6%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Tilt Finance, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Tilt Finance, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Tilt Finance, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Tilt Finance, Inc.; the full issue list with counts is above.

How do I file a complaint against Tilt Finance, Inc.?

You can file a complaint against Tilt Finance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tilt Finance, Inc.?

Tilt Finance, Inc. has drawn CFPB complaints from 39 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Tilt Finance, Inc. have?

168 complaints have been filed against Tilt Finance, Inc. with the CFPB overall - 102 of them in the past year.

Does Tilt Finance, Inc. respond to complaints on time?

Tilt Finance, Inc.'s CFPB timely-response rate is 97.6%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Tilt Finance, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Tilt Finance, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Tilt Finance, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Tilt Finance, Inc.; the full issue list with counts is above.

How do I file a complaint against Tilt Finance, Inc.?

You can file a complaint against Tilt Finance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tilt Finance, Inc.?

Tilt Finance, Inc. has drawn CFPB complaints from 39 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Tilt Finance, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.