CFPB Consumer Complaint Profile

Tri-Counties Accounts Adjustment Bureau

What 15 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

15
Total complaints
Below average
0
Last 12 months
73.3%
Timely response
Bottom decile
4
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Tri-Counties Accounts Adjustment Bureau has accumulated 15 complaints, placing it #3232 by volume. It posts a 73.3% on-time response rate, the 7th percentile among companies with 100+ complaints.

#3232
of 3,843 companies by volume
73.3%
on time (7th pctile)
Debt collection
most-complained product
4
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
60/100
Tri-Counties Accounts Adjustment Bureau · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 73.3%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 13.3%
Share of complaints closed with monetary or non-monetary relief

Tri-Counties Accounts Adjustment Bureau vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

73.3% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Tri-Counties Accounts Adjustment Bureau timely response rate 73.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 4
Debt collection - Other debt 4
Debt collection - Medical 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Payday loan debt 1

Top Issues

1.Cont'd attempts collect debt not owed 3
2.Disclosure verification of debt 3
3.Incorrect information on your report 2
4.Attempts to collect debt not owed 2
5.Threatened to contact someone or share information improperly 2
6.False statements or representation 1
7.Written notification about debt 1
8.Communication tactics 1

Complaints by Year

Year Complaints
2013 1
2014 1
2015 3
2016 1
2017 1
2018 2
2019 2
2020 1
2021 3

Complaints by State (Top 15)

California 10
Utah 2
Idaho 2
New York 1

Company Responses

Closed with explanation 13
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Tri-Counties Accounts Adjustment Bureau

Tri-Counties Accounts Adjustment Bureau carries 15 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Tri-Counties Accounts Adjustment Bureau posts a 73.3% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 13.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tri-Counties Accounts Adjustment Bureau have?

Tri-Counties Accounts Adjustment Bureau has 15 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Tri-Counties Accounts Adjustment Bureau respond to complaints on time?

Tri-Counties Accounts Adjustment Bureau's CFPB timely-response rate is 73.3%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Tri-Counties Accounts Adjustment Bureau?

"Debt collection" draws more CFPB complaints against Tri-Counties Accounts Adjustment Bureau than any other product - see the full breakdown above.

What is the most common complaint issue with Tri-Counties Accounts Adjustment Bureau?

The most common issue reported by consumers about Tri-Counties Accounts Adjustment Bureau is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Tri-Counties Accounts Adjustment Bureau?

You can file a complaint against Tri-Counties Accounts Adjustment Bureau directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tri-Counties Accounts Adjustment Bureau?

Consumers in 4 states and territories have filed complaints about Tri-Counties Accounts Adjustment Bureau with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Tri-Counties Accounts Adjustment Bureau: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Tri-Counties Accounts Adjustment Bureau have?

Tri-Counties Accounts Adjustment Bureau has 15 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Tri-Counties Accounts Adjustment Bureau respond to complaints on time?

Tri-Counties Accounts Adjustment Bureau's CFPB timely-response rate is 73.3%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Tri-Counties Accounts Adjustment Bureau?

"Debt collection" draws more CFPB complaints against Tri-Counties Accounts Adjustment Bureau than any other product - see the full breakdown above.

What is the most common complaint issue with Tri-Counties Accounts Adjustment Bureau?

The most common issue reported by consumers about Tri-Counties Accounts Adjustment Bureau is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Tri-Counties Accounts Adjustment Bureau?

You can file a complaint against Tri-Counties Accounts Adjustment Bureau directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tri-Counties Accounts Adjustment Bureau?

Consumers in 4 states and territories have filed complaints about Tri-Counties Accounts Adjustment Bureau with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Tri-Counties Accounts Adjustment Bureau's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.