CFPB Consumer Complaint Profile

USI Solutions Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

131
Total complaints
Mid-range
1
Last 12 months
96.9%
Timely response
Below median
38
States affected

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The verdict

By CFPB complaint volume, USI Solutions Inc. is #1172 out of 3,843 financial companies. On response speed it sits at the 39th percentile among companies with 100+ complaints.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
64/100
USI Solutions Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.9%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 4.2%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.3%
Share of complaints closed with monetary or non-monetary relief

USI Solutions Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.9% Around the middle higher than 39% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2021 to 2025 complete years

  • Annual CFPB complaint volume moved from 13 in 2021 to 2 in 2025 (2021 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Credit card debt 63
Debt collection - I do not know 34
Debt collection - Credit card 12
Debt collection - Other debt 6
Debt collection - Auto debt 6
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Private student loan debt 2
Student loan - Federal student loan servicing 1
Payday loan 1
Consumer Loan - Installment loan 1

Top Issues

1.Attempts to collect debt not owed 62
2.Communication tactics 21
3.Cont'd attempts collect debt not owed 13
4.Written notification about debt 10
5.Took or threatened to take negative or legal action 8
6.False statements or representation 6
7.Threatened to contact someone or share information improperly 4
8.Taking/threatening an illegal action 2
9.Disclosure verification of debt 1
10.Dealing with my lender or servicer 1

Complaints by Year

Year Complaints
2015 1
2016 12
2017 19
2018 19
2019 38
2020 27
2021 13
2025 2

Complaints by State (Top 15)

Texas 15
New York 13
California 12
Pennsylvania 8
Virginia 8
Florida 7
New Jersey 7
Illinois 5
Colorado 4
Louisiana 4
Maryland 4
Georgia 4
Tennessee 3
District of Columbia 3
Michigan 2

Company Responses

Closed with explanation 126
Closed with non-monetary relief 3
Untimely response 2

What the CFPB Complaint Record Shows for USI Solutions Inc.

In the CFPB record, USI Solutions Inc. has a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for USI Solutions Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (4.2% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does USI Solutions Inc. have?

131 complaints have been filed against USI Solutions Inc. with the CFPB overall - 1 of them in the past year.

Does USI Solutions Inc. respond to complaints on time?

USI Solutions Inc. has a 96.9% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for USI Solutions Inc.?

"Debt collection" draws more CFPB complaints against USI Solutions Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with USI Solutions Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against USI Solutions Inc. - see all issues and counts above.

How do I file a complaint against USI Solutions Inc.?

You can file a complaint against USI Solutions Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about USI Solutions Inc.?

Consumers in 38 states and territories have filed complaints about USI Solutions Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

USI Solutions Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.