CFPB Consumer Complaint Profile

Vertical Screen

What 47 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

47
Total complaints
Mid-range
17
Last 12 months
100%
Timely response
Top decile
23
States affected

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The verdict

47 CFPB complaints put Vertical Screen at #1895 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1895
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
23
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
74/100
Vertical Screen · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

Vertical Screen vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Vertical Screen timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Other personal consumer report 29
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 10
Credit reporting or other personal consumer reports - Credit reporting 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2

Top Issues

1.Incorrect information on your report 29
2.Improper use of your report 9
3.Problem with a company's investigation into an existing issue 5
4.Problem with fraud alerts or security freezes 2
5.Unable to get your credit report or credit score 1
6.Identity theft protection or other monitoring services 1

Complaints by Year

Year Complaints
2020 1
2021 2
2022 9
2023 1
2024 15
2025 16
2026year in progress 3

Complaints by State (Top 15)

Texas 6
Ohio 6
Tennessee 5
Florida 3
Georgia 3
Pennsylvania 2
Missouri 2
Illinois 2
Arkansas 2
Indiana 2
North Carolina 2
Arizona 1
Rhode Island 1
Oklahoma 1
Alaska 1

Company Responses

Closed with explanation 46
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Vertical Screen

47 complaints against Vertical Screen appear in the CFPB record, including 17 from the trailing year. The 23 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Vertical Screen draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 2.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Vertical Screen have?

Vertical Screen has 47 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Vertical Screen respond to complaints on time?

CFPB complaints against Vertical Screen draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Vertical Screen?

The most complained-about product for Vertical Screen is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Vertical Screen?

Consumers most often cite "Incorrect information on your report" when complaining about Vertical Screen; the full issue list with counts is above.

How do I file a complaint against Vertical Screen?

You can file a complaint against Vertical Screen directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Vertical Screen?

Consumers in 23 states and territories have filed complaints about Vertical Screen with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Vertical Screen have?

Vertical Screen has 47 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Vertical Screen respond to complaints on time?

CFPB complaints against Vertical Screen draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Vertical Screen?

The most complained-about product for Vertical Screen is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Vertical Screen?

Consumers most often cite "Incorrect information on your report" when complaining about Vertical Screen; the full issue list with counts is above.

How do I file a complaint against Vertical Screen?

You can file a complaint against Vertical Screen directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Vertical Screen?

Consumers in 23 states and territories have filed complaints about Vertical Screen with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Vertical Screen's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.