CFPB Consumer Complaint Profile

West Realm Shires Services Inc.

25 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

25
Total complaints
Mid-range
0
Last 12 months
52%
Timely response
Bottom decile
14
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

25 CFPB complaints put West Realm Shires Services Inc. at #2586 out of 3,843 financial companies ranked by complaint volume. It posts a 52% on-time response rate, the 3rd percentile among companies with 100+ complaints.

#2586
of 3,843 companies by volume
52%
on time (3rd pctile)
Money transfer, virt…
most-complained product
14
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
12/100
West Realm Shires Services Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 52.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

West Realm Shires Services Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

52% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2022 to 2023 complete years

  • Annual CFPB complaint volume moved from 18 in 2022 to 4 in 2023 (2022 → 2023).

See the full year-over-year release diff

West Realm Shires Services Inc. timely response rate 52.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Domestic (US) money transfer 11
Money transfer, virtual currency, or money service - Virtual currency 6
Money transfer, virtual currency, or money service - Mobile or digital wallet 5
Checking or savings account - Checking account 2
Checking or savings account - Other banking product or service 1

Top Issues

1.Fraud or scam 10
2.Money was not available when promised 9
3.Managing an account 3
4.Unauthorized transactions or other transaction problem 1
5.Managing, opening, or closing your mobile wallet account 1
6.Other service problem 1

Complaints by Year

Year Complaints
2021 3
2022 18
2023 4

Complaints by State (Top 15)

California 5
Florida 4
Georgia 3
Oregon 2
Ohio 2
Texas 1
Virginia 1
Massachusetts 1
New Jersey 1
Illinois 1
Pennsylvania 1
West Virginia 1
Washington 1
Wisconsin 1

Company Responses

Closed with explanation 25

What the CFPB Complaint Record Shows for West Realm Shires Services Inc.

25 complaints against West Realm Shires Services Inc. appear in the CFPB record, including 0 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Fraud or scam" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, West Realm Shires Services Inc. posts a 52% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does West Realm Shires Services Inc. have?

West Realm Shires Services Inc. has 25 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does West Realm Shires Services Inc. respond to complaints on time?

West Realm Shires Services Inc.'s CFPB timely-response rate is 52%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for West Realm Shires Services Inc.?

Among all products tied to West Realm Shires Services Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with West Realm Shires Services Inc.?

Consumers most often cite "Fraud or scam" when complaining about West Realm Shires Services Inc.; the full issue list with counts is above.

How do I file a complaint against West Realm Shires Services Inc.?

You can file a complaint against West Realm Shires Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about West Realm Shires Services Inc.?

West Realm Shires Services Inc. has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does West Realm Shires Services Inc. have?

West Realm Shires Services Inc. has 25 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does West Realm Shires Services Inc. respond to complaints on time?

West Realm Shires Services Inc.'s CFPB timely-response rate is 52%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for West Realm Shires Services Inc.?

Among all products tied to West Realm Shires Services Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with West Realm Shires Services Inc.?

Consumers most often cite "Fraud or scam" when complaining about West Realm Shires Services Inc.; the full issue list with counts is above.

How do I file a complaint against West Realm Shires Services Inc.?

You can file a complaint against West Realm Shires Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about West Realm Shires Services Inc.?

West Realm Shires Services Inc. has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

West Realm Shires Services Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.