CFPB Consumer Complaint Profile
Wildhorse Financial Services, LLC
27 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 27
- Total complaints
- Mid-range
- 15
- Last 12 months
- 88.9%
- Timely response
- Bottom quartile
- 14
- States affected
The verdict
Wildhorse Financial Services, LLC ranks #2473 of 3,843 financial companies by CFPB complaint volume, with 27 complaints on record. It posts a 88.9% on-time response rate, the 16th percentile among companies with 100+ complaints.
- #2473
- of 3,843 companies by volume
- 88.9%
- on time (16th pctile)
- Credit reporting or …
- most-complained product
- 14
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Wildhorse Financial Services, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
88.9% Among the lowest higher than 16% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2023 | 1 |
| 2024 | 9 |
| 2025 | 13 |
| 2026year in progress | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Wildhorse Financial Services, LLC
27 complaints against Wildhorse Financial Services, LLC appear in the CFPB record, including 15 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Wildhorse Financial Services, LLC draw a 88.9% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Wildhorse Financial Services, LLC have?
The CFPB has logged 27 complaints against Wildhorse Financial Services, LLC to date, of which 15 came in over the last 12 months.
Does Wildhorse Financial Services, LLC respond to complaints on time?
CFPB complaints against Wildhorse Financial Services, LLC draw a 88.9% timely-response rate inside the expected window.
What product generates the most complaints for Wildhorse Financial Services, LLC?
Among all products tied to Wildhorse Financial Services, LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Wildhorse Financial Services, LLC?
"Improper use of your report" is the single most frequently cited issue in complaints against Wildhorse Financial Services, LLC - see all issues and counts above.
How do I file a complaint against Wildhorse Financial Services, LLC?
You can file a complaint against Wildhorse Financial Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Wildhorse Financial Services, LLC?
The CFPB has recorded complaints against Wildhorse Financial Services, LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Wildhorse Financial Services, LLC have?
The CFPB has logged 27 complaints against Wildhorse Financial Services, LLC to date, of which 15 came in over the last 12 months.
Does Wildhorse Financial Services, LLC respond to complaints on time?
CFPB complaints against Wildhorse Financial Services, LLC draw a 88.9% timely-response rate inside the expected window.
What product generates the most complaints for Wildhorse Financial Services, LLC?
Among all products tied to Wildhorse Financial Services, LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Wildhorse Financial Services, LLC?
"Improper use of your report" is the single most frequently cited issue in complaints against Wildhorse Financial Services, LLC - see all issues and counts above.
How do I file a complaint against Wildhorse Financial Services, LLC?
You can file a complaint against Wildhorse Financial Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Wildhorse Financial Services, LLC?
The CFPB has recorded complaints against Wildhorse Financial Services, LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.