CFPB Consumer Complaint Profile

Worth Finance Corporation

What 57 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

57
Total complaints
Mid-range
7
Last 12 months
89.5%
Timely response
Bottom quartile
8
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Worth Finance Corporation has accumulated 57 complaints, placing it #1717 by volume. Its on-time response rate is 89.5%, the 17th percentile among companies with 100+ complaints.

#1717
of 3,843 companies by volume
89.5%
on time (17th pctile)
Debt collection
most-complained product
8
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
52/100
Worth Finance Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.4%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 14.0%
Share of complaints closed with monetary or non-monetary relief

Worth Finance Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.5% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Worth Finance Corporation timely response rate 89.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Credit reporting or other personal consumer reports - Credit reporting 5
Consumer Loan - Installment loan 5
Payday loan, title loan, or personal loan - Installment loan 5
Payday loan, title loan, or personal loan - Payday loan 5
Debt collection - Other (i.e. phone, health club, etc.) 3
Payday loan 3
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 2
Payday loan, title loan, personal loan, or advance loan - Installment loan 2

Top Issues

1.Incorrect information on your report 8
2.Took or threatened to take negative or legal action 5
3.Attempts to collect debt not owed 4
4.Problems when you are unable to pay 4
5.Problem with a credit reporting company's investigation into an existing problem 3
6.False statements or representation 3
7.Problem when making payments 3
8.Improper use of your report 3
9.Charged fees or interest you didn't expect 3
10.Problem with additional add-on products or services 2

Complaints by Year

Year Complaints
2015 8
2016 2
2017 5
2018 1
2019 4
2020 5
2021 6
2022 4
2023 3
2024 9
2025 8
2026year in progress 2

Complaints by State (Top 15)

Texas 48
Vermont 1
Florida 1
Colorado 1
New York 1
Georgia 1
Mississippi 1
Virginia 1

Company Responses

Closed with explanation 49
Closed with non-monetary relief 8

What the CFPB Complaint Record Shows for Worth Finance Corporation

The CFPB Consumer Complaint Database has logged 57 complaints against Worth Finance Corporation overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Worth Finance Corporation's timely response rate stands at 89.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 21.4% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 14% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Worth Finance Corporation have?

57 complaints have been filed against Worth Finance Corporation with the CFPB overall - 7 of them in the past year.

Does Worth Finance Corporation respond to complaints on time?

CFPB complaints against Worth Finance Corporation draw a 89.5% timely-response rate inside the expected window.

What product generates the most complaints for Worth Finance Corporation?

The most complained-about product for Worth Finance Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Worth Finance Corporation?

The most common issue reported by consumers about Worth Finance Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Worth Finance Corporation?

You can file a complaint against Worth Finance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Worth Finance Corporation?

Worth Finance Corporation has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Worth Finance Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.4% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Worth Finance Corporation have?

57 complaints have been filed against Worth Finance Corporation with the CFPB overall - 7 of them in the past year.

Does Worth Finance Corporation respond to complaints on time?

CFPB complaints against Worth Finance Corporation draw a 89.5% timely-response rate inside the expected window.

What product generates the most complaints for Worth Finance Corporation?

The most complained-about product for Worth Finance Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Worth Finance Corporation?

The most common issue reported by consumers about Worth Finance Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Worth Finance Corporation?

You can file a complaint against Worth Finance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Worth Finance Corporation?

Worth Finance Corporation has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Worth Finance Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.