2026 data Public-data reference. official source

Afni Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-AFNI-INC Afni Inc.

4,343 DC complaints · rank #25/656 · 100% timely

  • DC 4,343
  • RANK #25/656
  • TIMELY 100%
  • RELIEF 0.1%
  • DISPUTE 12.3%
  • STATES 54
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Fair Collections

Photo peer: Fair Collections & Outsourcing, Inc. (4,363)

Fair Collections & Outsourci…4,363ProCollect, Inc.4,377Cavalry Investments, LLC4,461Afni Inc. (this)4,343
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Afni Inc.'s 4,343 debt-collection complaints sit next to Fair Collections & Outsourcing, Inc. (4,363) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Afni Inc. →

Debt Collection Complaint Breakdown

Other debt 1,854
Other (i.e. phone, health club, etc.) 1,303
I do not know 928
Credit card debt 81
Telecommunications debt 64
Auto debt 45
Medical debt 23
Credit card 15
Medical 14
Auto 11
Payday loan debt 3
Payday loan 2

Top Complaint Issues

1.Attempts to collect debt not owed 1,628
2.Cont'd attempts collect debt not owed 1,016
3.Written notification about debt 606
4.Incorrect information on your report 366
5.Disclosure verification of debt 348
6.False statements or representation 302
7.Communication tactics 221
8.Problem with a credit reporting company's investigation into an existing problem 144
9.Took or threatened to take negative or legal action 143
10.Improper use of your report 74

Company Responses

Closed with explanation 4,978
Closed 7
Closed with monetary relief 2
Closed with non-monetary relief 2
Consumers who disputed the response 12.3%

Complaints by Year

Year Complaints
2013 113
2014 313
2015 440
2016 527
2017 686
2018 455
2019 285
2020 602
2021 666
2022 428
2023 304
2024 61
2025 88
2026 21

Complaints by State (Top 15)

Florida 616
California 561
Texas 560
Georgia 458
Illinois 246
New York 202
Michigan 179
Tennessee 142
Ohio 136
Pennsylvania 135
North Carolina 127
Louisiana 117
Arizona 113
New Jersey 104
Virginia 94

What the CFPB Record Shows for Afni Inc.

PlainCredit places Afni Inc. at #25 of 656 debt collectors by CFPB debt-collection complaint volume (96th percentile), matching the Collectors directory ranking. Afni Inc. has 4,343 debt-collection complaints on file with the CFPB, which represents 87.1% of the 4,989 total complaints the Bureau has received about this entity. Reports have originated from consumers in 54 states and territories, making this a nationwide collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 0.1% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 12.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Afni Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Afni Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Afni Inc. have?

The CFPB extract lists 4,343 debt-collection complaints against Afni Inc. (#25 of 656 collectors by volume).

Does Afni Inc. respond to CFPB complaints on time?

The timely-response rate for Afni Inc. in this extract is 100%.

What issue do consumers cite most about Afni Inc.?

"Attempts to collect debt not owed" is the leading issue tag on Afni Inc.'s CFPB complaint record.

How should I read Afni Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.