2026 data Public-data reference. official source

Contract Callers Inc

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

1,258
Debt Collection Complaints
79.4%
of All Complaints
97.4%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 593
I do not know 487
Other (i.e. phone, health club, etc.) 91
Telecommunications debt 31
Credit card debt 29
Medical 9
Credit card 7
Medical debt 7
Rental debt 4

Top Complaint Issues

1.Attempts to collect debt not owed 601
2.Written notification about debt 254
3.Incorrect information on your report 140
4.False statements or representation 123
5.Took or threatened to take negative or legal action 99
6.Cont'd attempts collect debt not owed 83
7.Improper use of your report 74
8.Problem with a company's investigation into an existing problem 70
9.Communication tactics 50
10.Problem with a credit reporting company's investigation into an existing problem 32

Company Responses

Closed with explanation 1,506
Closed 78
Consumers who disputed the response 12.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 6
2014 39
2015 43
2016 56
2017 36
2018 109
2019 104
2020 98
2021 105
2022 88
2023 77
2024 198
2025 475
2026 150

Complaints by State (Top 15)

Georgia 372
California 208
Illinois 150
Virginia 119
Texas 101
New Jersey 83
New York 75
Pennsylvania 58
Florida 58
Ohio 36
Kentucky 30
Indiana 26
South Carolina 25
Arizona 25
North Carolina 25

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 217
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 102
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 3
Bank account or service - Other bank product/service 2
Credit reporting or other personal consumer reports - Other personal consumer report 1
Credit card - General-purpose credit card or charge card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Contract Callers Inc

The CFPB has logged 1,258 debt-collection complaints against Contract Callers Inc, 79.4% of the 1,584 complaints filed against this entity overall. Consumers in 45 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 97.4% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 12.6% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Contract Callers Inc have?

The CFPB has logged 1,258 debt-collection complaints against Contract Callers Inc, 79.4% of all complaints filed against this company.

Does Contract Callers Inc respond to complaints on time?

Contract Callers Inc has a 97.4% timely response rate. That is a strong response record by CFPB standards.

Does Contract Callers Inc provide relief to consumers?

0% of resolved complaints against Contract Callers Inc were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Contract Callers Inc primarily collect?

"Other debt" is the debt type Contract Callers Inc is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Contract Callers Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Contract Callers Inc active?

CFPB data shows consumer complaints against Contract Callers Inc from 45 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.