CFPB Consumer Complaint Profile
Concord Servicing Corporation
What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 524
- Total complaints
- Above average
- 207
- Last 12 months
- 98.7%
- Timely response
- Above median
- 47
- States affected
The verdict
Concord Servicing Corporation ranks #494 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 56th percentile among companies with 100+ complaints.
- Credit reporting or …
- most-complained product
- CA
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Concord Servicing Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.7% Higher than most higher than 56% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 93 in 2024 to 204 in 2025 (2024 → 2025).
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 7 |
| 2014 | 16 |
| 2015 | 15 |
| 2016 | 11 |
| 2017 | 11 |
| 2018 | 21 |
| 2019 | 8 |
| 2020 | 9 |
| 2021 | 25 |
| 2022 | 16 |
| 2023 | 31 |
| 2024 | 93 |
| 2025 | 204 |
| 2026year in progress | 57 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Concord Servicing Corporation
The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Concord Servicing Corporation, with consumers across the country filing against it. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Concord Servicing Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (9.6% here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Concord Servicing Corporation have?
524 complaints have been filed against Concord Servicing Corporation with the CFPB overall - 207 of them in the past year.
Does Concord Servicing Corporation respond to complaints on time?
Concord Servicing Corporation has a 98.7% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.
What product generates the most complaints for Concord Servicing Corporation?
The most complained-about product for Concord Servicing Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Concord Servicing Corporation?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Concord Servicing Corporation - see all issues and counts above.
How do I file a complaint against Concord Servicing Corporation?
You can file a complaint against Concord Servicing Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Concord Servicing Corporation?
Concord Servicing Corporation has drawn CFPB complaints from 47 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.