Creditor's Collection Service, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-CREDITOR-S-COLLECT Creditor's Collection Service, Inc.
95 DC complaints · rank #613/656 · 98.1% timely
- DC 95
- RANK #613/656
- TIMELY 98.1%
- RELIEF 0%
- DISPUTE 17.9%
- STATES 15
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Trojan Professional Service…
Volume peers
Photo peer: Trojan Professional Services, Inc. (95)
Creditor's Collection Service, Inc.'s 95 debt-collection complaints sit next to Trojan Professional Services, Inc. (95) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Creditor's Collection Servi… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2014 | 9 |
| 2015 | 5 |
| 2016 | 13 |
| 2017 | 14 |
| 2018 | 16 |
| 2019 | 13 |
| 2020 | 16 |
| 2021 | 12 |
| 2022 | 6 |
| 2023 | 1 |
Complaints by State (Top 15)
What the CFPB Record Shows for Creditor's Collection Service, Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Creditor's Collection Service, Inc. ranks #613 of 656 debt collectors by debt-collection complaint volume (7th percentile), using the same dc_complaints sort as the Collectors directory. Creditor's Collection Service, Inc. has 95 debt-collection complaints on file with the CFPB, which represents 88% of the 108 total complaints the Bureau has received about this entity. Reports have originated from consumers in 15 states and territories, making this a multi-state collection operation as measured by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
The company's timely response rate is 98.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 17.9% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Creditor's Collection Service, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Creditor's Collection Service, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (95 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (17.9% here).
Frequently asked questions
How many CFPB debt-collection complaints does Creditor's Collection Service, Inc. have?
Creditor's Collection Service, Inc. has 95 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #613 of 656 collectors by that volume.
Does Creditor's Collection Service, Inc. respond to CFPB complaints on time?
The timely-response rate for Creditor's Collection Service, Inc. in this extract is 98.1%.
What issue do consumers cite most about Creditor's Collection Service, Inc.?
"Attempts to collect debt not owed" is the leading issue tag on Creditor's Collection Service, Inc.'s CFPB complaint record.
How should I read Creditor's Collection Service, Inc.'s CFPB complaint record?
These figures summarize what consumers filed with the CFPB about Creditor's Collection Service, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.