2026 data Public-data reference. official source

ULRS, Inc.

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Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-ULRS-INC ULRS, Inc.

95 DC complaints · rank #613/656 · 76.6% timely

  • DC 95
  • RANK #613/656
  • TIMELY 76.6%
  • RELIEF 3.6%
  • DISPUTE 20%
  • STATES 22
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Trojan Professional Service…

Volume peers

Photo peer: Trojan Professional Services, Inc. (95)

Trojan Professional Services…95Creditor's Collection Servic…95Diversified Acceptance Corpo…95ULRS, Inc. (this)95
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

ULRS, Inc.'s 95 debt-collection complaints sit next to Trojan Professional Services, Inc. (95) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for ULRS, Inc. →

Debt Collection Complaint Breakdown

I do not know 28
Other debt 27
Medical debt 27
Other (i.e. phone, health club, etc.) 8
Auto debt 2
Rental debt 1
Credit card debt 1
Medical 1

Top Complaint Issues

1.Attempts to collect debt not owed 37
2.Took or threatened to take negative or legal action 17
3.Communication tactics 16
4.False statements or representation 13
5.Incorrect information on your report 9
6.Written notification about debt 5
7.Improper use of your report 4
8.Cont'd attempts collect debt not owed 4
9.Disclosure verification of debt 2
10.Problem with a credit reporting company's investigation into an existing problem 2

Company Responses

Closed with explanation 95
Untimely response 11
Closed with non-monetary relief 3
Closed 1
Closed with monetary relief 1
Consumers who disputed the response 20%

Complaints by Year

Year Complaints
2015 7
2016 2
2017 3
2018 10
2019 6
2020 9
2021 6
2022 8
2023 11
2024 13
2025 24
2026 12

Complaints by State (Top 15)

California 51
Florida 9
Arizona 7
Texas 6
Ohio 4
Georgia 4
South Dakota 4
South Carolina 4
Pennsylvania 4
North Carolina 2
Colorado 2
Illinois 2
North Dakota 2
Nebraska 1
Tennessee 1

What the CFPB Record Shows for ULRS, Inc.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, ULRS, Inc. ranks #613 of 656 debt collectors by debt-collection complaint volume (7th percentile), using the same dc_complaints sort as the Collectors directory. ULRS, Inc. has 95 debt-collection complaints on file with the CFPB, which represents 85.6% of the 111 total complaints the Bureau has received about this entity. Reports have originated from consumers in 22 states and territories, making this a multi-state collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

76.6% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. 3.6% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 20% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for ULRS, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for ULRS, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (95 here).

Creditor's Collection Service, Inc. 95 Diversified Acceptance Corporation 95 Trojan Professional Services, Inc. 95 Action Collection Service 96

Similar dispute rates

Nearest collectors by share of complaints marked disputed (20% here).

Congress Collection Corp 20% Credit Bureau Systems, Inc., Paducah, KY Branch 20% Credit Service Company, INC 20% Express Recovery Services, Inc. 20%

Frequently asked questions

How many CFPB debt-collection complaints does ULRS, Inc. have?

95 debt-collection complaints name ULRS, Inc. in this CFPB extract - corpus rank #613/656.

Does ULRS, Inc. respond to CFPB complaints on time?

ULRS, Inc.'s timely response rate on CFPB complaints is 76.6%.

What issue do consumers cite most about ULRS, Inc.?

The most-cited issue in complaints about ULRS, Inc. is "Attempts to collect debt not owed."

How should I read ULRS, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.