CFPB Consumer Complaint Profile
Federal Adjustment Bureau, Inc.
242 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 242
- Total complaints
- 63
- Last 12 months
- 89.7%
- Timely response
- 18
- States affected
The verdict
242 CFPB complaints put Federal Adjustment Bureau, Inc. at #805 out of 3,848 financial companies ranked by complaint volume. 89.7% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.
- #805
- of 3,848 companies by volume
- 89.7%
- answered on time
- Debt collection
- most-complained product
- 18
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 6 |
| 2016 | 16 |
| 2017 | 8 |
| 2018 | 13 |
| 2019 | 9 |
| 2020 | 15 |
| 2021 | 21 |
| 2022 | 12 |
| 2023 | 19 |
| 2024 | 50 |
| 2025 | 58 |
| 2026 | 15 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Federal Adjustment Bureau, Inc.
242 complaints against Federal Adjustment Bureau, Inc. appear in the CFPB record, including 63 from the trailing year. The 18 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Federal Adjustment Bureau, Inc. answers 89.7% of forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 16% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Federal Adjustment Bureau, Inc. have?
The CFPB has logged 242 complaints against Federal Adjustment Bureau, Inc. to date, of which 63 came in over the last 12 months.
Does Federal Adjustment Bureau, Inc. respond to complaints on time?
89.7% of the CFPB complaints against Federal Adjustment Bureau, Inc. get a response within the expected window.
What product generates the most complaints for Federal Adjustment Bureau, Inc.?
Among all products tied to Federal Adjustment Bureau, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Federal Adjustment Bureau, Inc.?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Federal Adjustment Bureau, Inc. - see all issues and counts above.
How do I file a complaint against Federal Adjustment Bureau, Inc.?
You can file a complaint against Federal Adjustment Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Federal Adjustment Bureau, Inc.?
Federal Adjustment Bureau, Inc. has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~242)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.