2026 data Public-data reference. official source

Oracle Financial Group LLC.

Open-data reference.

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Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

CFPB collection forwarding receipt

Forwarded record DC-ORACLE-FINANCIAL-G Oracle Financial Group LLC.

177 DC complaints · rank #433/656 · 92.9% timely

  • DC 177
  • RANK #433/656
  • TIMELY 92.9%
  • RELIEF 72.1%
  • DISPUTE 22.3%
  • STATES 40
  • ISSUE Taking/threatening an illeg…
  • RESP Closed with non-monetary re…
  • PHOTO Credit Bureau Services Asso…

Volume peers

Photo peer: Credit Bureau Services Association (177)

Credit Bureau Services Assoc…177APEX Asset Management, LLC177Security Credit Systems Inc176Oracle Financial Group LLC. …177
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Oracle Financial Group LLC.'s 177 debt-collection complaints sit next to Credit Bureau Services Association (177) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Oracle Financial Group LLC. →

Debt Collection Complaint Breakdown

Payday loan 64
I do not know 58
Payday loan debt 25
Other (i.e. phone, health club, etc.) 13
Credit card 12
Other debt 4
Credit card debt 1

Top Complaint Issues

1.Taking/threatening an illegal action 42
2.Communication tactics 39
3.False statements or representation 31
4.Cont'd attempts collect debt not owed 20
5.Took or threatened to take negative or legal action 17
6.Improper contact or sharing of info 16
7.Problems when you are unable to pay 5
8.Disclosure verification of debt 5
9.Charged fees or interest I didn't expect 4
10.Threatened to contact someone or share information improperly 3

Company Responses

Closed with non-monetary relief 141
Closed with explanation 45
Closed 10
Closed with monetary relief 1
Consumers who disputed the response 22.3%

Complaints by Year

Year Complaints
2013 3
2014 47
2015 54
2016 34
2017 31
2018 17
2019 11

Complaints by State (Top 15)

Texas 35
Florida 23
California 21
Ohio 12
Tennessee 11
Missouri 7
New Jersey 6
Pennsylvania 6
Michigan 5
South Carolina 5
Virginia 5
Georgia 4
North Carolina 4
Oregon 4
Illinois 3

What the CFPB Record Shows for Oracle Financial Group LLC.

Oracle Financial Group LLC. sits at #433 of 656 debt collectors in this extract by debt-collection complaint volume (34th percentile), the same ordering shown on /collectors. Oracle Financial Group LLC. has 177 debt-collection complaints on file with the CFPB, which represents 89.8% of the 197 total complaints the Bureau has received about this entity. Reports have originated from consumers in 40 states and territories, making this a nationwide collection operation as measured by complaint volume. Consumers most frequently describe "Payday loan" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Taking/threatening an illegal action" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 92.9%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. 72.1% of resolved cases against this company closed with some form of consumer relief, a relatively high ratio for the debt-collection segment. In 22.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Oracle Financial Group LLC. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Oracle Financial Group LLC.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (177 here).

APEX Asset Management, LLC 177 Credit Bureau Services Association 177 Apelles, LLC 176 Oliver Adjustment Co. 176

Similar dispute rates

Nearest collectors by share of complaints marked disputed (22.3% here).

AR Resources, Inc. 22.3% BWW Law Group, LLC 22.4% Eastern Account Systems of Connecticut, Inc. 22.4% Sherloq Group, Inc 22.4%

Frequently asked questions

How many CFPB debt-collection complaints does Oracle Financial Group LLC. have?

177 debt-collection complaints name Oracle Financial Group LLC. in this CFPB extract - corpus rank #433/656.

Does Oracle Financial Group LLC. respond to CFPB complaints on time?

The timely-response rate for Oracle Financial Group LLC. in this extract is 92.9%.

What issue do consumers cite most about Oracle Financial Group LLC.?

The most-cited issue in complaints about Oracle Financial Group LLC. is "Taking/threatening an illegal action."

How should I read Oracle Financial Group LLC.'s CFPB complaint record?

Oracle Financial Group LLC.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.