Security Credit Systems Inc
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Private student loan debt
CFPB collection forwarding receipt
Forwarded record DC-SECURITY-CREDIT-SY Security Credit Systems Inc
176 DC complaints · rank #436/656 · 99.1% timely
- DC 176
- RANK #436/656
- TIMELY 99.1%
- RELIEF 0.4%
- DISPUTE 27.5%
- STATES 28
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Oliver Adjustment Co.
Volume peers
Photo peer: Oliver Adjustment Co. (176)
Security Credit Systems Inc's 176 debt-collection complaints sit next to Oliver Adjustment Co. (176) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Security Credit Systems Inc →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 2 |
| 2015 | 19 |
| 2016 | 9 |
| 2017 | 18 |
| 2018 | 14 |
| 2019 | 11 |
| 2020 | 15 |
| 2021 | 22 |
| 2022 | 17 |
| 2023 | 26 |
| 2024 | 27 |
| 2025 | 42 |
| 2026 | 6 |
Complaints by State (Top 15)
What the CFPB Record Shows for Security Credit Systems Inc
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Security Credit Systems Inc ranks #436 of 656 debt collectors by debt-collection complaint volume (34th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 176 debt-collection complaints against Security Credit Systems Inc, 77.2% of the 228 complaints filed against this entity overall. Consumers in 28 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Private student loan debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
The company's timely response rate is 99.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0.4% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 27.5% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Security Credit Systems Inc → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Security Credit Systems Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (176 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (27.5% here).
Frequently asked questions
How many CFPB debt-collection complaints does Security Credit Systems Inc have?
176 debt-collection complaints name Security Credit Systems Inc in this CFPB extract - corpus rank #436/656.
Does Security Credit Systems Inc respond to CFPB complaints on time?
The timely-response rate for Security Credit Systems Inc in this extract is 99.1%.
What issue do consumers cite most about Security Credit Systems Inc?
The most-cited issue in complaints about Security Credit Systems Inc is "Attempts to collect debt not owed."
How should I read Security Credit Systems Inc's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.