2026 data Public-data reference. official source

Professional Recovery Management

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

821
Debt Collection Complaints
82.2%
of All Complaints
78.1%
Timely Response
3.2%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 307
I do not know 273
Medical 103
Other debt 77
Other (i.e. phone, health club, etc.) 23
Rental debt 15
Credit card debt 11
Telecommunications debt 7
Auto debt 2
Credit card 1
Payday loan debt 1
Payday loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 283
2.Written notification about debt 209
3.Took or threatened to take negative or legal action 88
4.Incorrect information on your report 82
5.False statements or representation 76
6.Cont'd attempts collect debt not owed 75
7.Disclosure verification of debt 38
8.Improper use of your report 37
9.Communication tactics 37
10.Problem with a company's investigation into an existing problem 25

Company Responses

Closed with explanation 963
Closed with non-monetary relief 32
Closed 3
In progress 1
Consumers who disputed the response 28.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2012 1
2013 2
2014 31
2015 35
2016 49
2017 59
2018 47
2019 40
2020 59
2021 91
2022 69
2023 56
2024 133
2025 219
2026 108

Complaints by State (Top 15)

Tennessee 360
Florida 186
South Carolina 72
Alabama 70
Georgia 59
North Carolina 58
Texas 57
Mississippi 22
Louisiana 19
Kentucky 13
Ohio 8
California 7
Pennsylvania 7
Minnesota 6
Maryland 5

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 94
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 76
Credit reporting 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Payday loan, title loan, personal loan, or advance loan - Payday loan 1
Debt or credit management - Credit repair services 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Professional Recovery Management

Professional Recovery Management has 821 debt-collection complaints on file with the CFPB, which represents 82.2% of the 999 total complaints the Bureau has received about this entity. Reports have originated from consumers in 33 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 78.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. 3.2% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 28.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Professional Recovery Management have?

The CFPB has logged 821 debt-collection complaints against Professional Recovery Management, 82.2% of all complaints filed against this company.

Does Professional Recovery Management respond to complaints on time?

Professional Recovery Management has a 78.1% timely response rate. This is below the typical industry benchmark.

Does Professional Recovery Management provide relief to consumers?

3.2% of resolved complaints against Professional Recovery Management were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Professional Recovery Management primarily collect?

"Medical debt" is the debt type Professional Recovery Management is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Professional Recovery Management?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Professional Recovery Management active?

Professional Recovery Management has received consumer complaints from 33 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.