2026 data Public-data reference. official source

Van Ru Credit Corporation

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Federal student loan

CFPB collection forwarding receipt

Forwarded record DC-VAN-RU-CREDIT-CORP Van Ru Credit Corporation

190 DC complaints · rank #403/656 · 98.6% timely

  • DC 190
  • RANK #403/656
  • TIMELY 98.6%
  • RELIEF 69.7%
  • DISPUTE 11.9%
  • STATES 36
  • ISSUE Cont'd attempts collect deb…
  • RESP Closed with non-monetary re…
  • PHOTO Collins Asset Group, LLC

Photo peer: Collins Asset Group, LLC (190)

Collins Asset Group, LLC190Kelsting Group, Inc.190Professional Placement Servi…190Van Ru Credit Corporation (t…190
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Van Ru Credit Corporation's 190 debt-collection complaints sit next to Collins Asset Group, LLC (190) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Van Ru Credit Corporation →

Debt Collection Complaint Breakdown

I do not know 77
Federal student loan 32
Credit card 30
Medical 13
Other (i.e. phone, health club, etc.) 12
Non-federal student loan 10
Credit card debt 6
Federal student loan debt 5
Auto 3
Medical debt 1
Other debt 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 64
2.Communication tactics 41
3.Disclosure verification of debt 29
4.Dealing with my lender or servicer 21
5.Improper contact or sharing of info 20
6.False statements or representation 13
7.Attempts to collect debt not owed 12
8.Written notification about debt 6
9.Taking/threatening an illegal action 3
10.Struggling to repay your loan 3

Company Responses

Closed with non-monetary relief 153
Closed with explanation 64
Untimely response 3
Closed with monetary relief 1
Consumers who disputed the response 11.9%

Complaints by Year

Year Complaints
2013 28
2014 63
2015 54
2016 37
2017 22
2018 12
2019 3
2022 1
2025 1

Complaints by State (Top 15)

Florida 24
Texas 24
California 20
Maryland 16
Virginia 13
Pennsylvania 11
Michigan 11
Illinois 10
New York 9
North Carolina 8
Washington 8
Georgia 7
Tennessee 6
Kentucky 6
Indiana 6

What the CFPB Record Shows for Van Ru Credit Corporation

PlainCredit places Van Ru Credit Corporation at #403 of 656 debt collectors by CFPB debt-collection complaint volume (39th percentile), matching the Collectors directory ranking. 190 debt-collection complaints against Van Ru Credit Corporation appear in the CFPB record - 86% of the 221 complaints filed about this entity. The 36 states and territories represented make this a multi-state operation by complaint volume. "Federal student loan" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

98.6% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 69.7% of resolved cases against this company closed with some form of consumer relief, a relatively high ratio for the debt-collection segment. Consumers formally disputed the company's response in 11.9% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Van Ru Credit Corporation → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Van Ru Credit Corporation: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Van Ru Credit Corporation have?

Van Ru Credit Corporation has 190 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #403 of 656 collectors by that volume.

Does Van Ru Credit Corporation respond to CFPB complaints on time?

CFPB complaints against Van Ru Credit Corporation show a 98.6% timely-response rate.

What issue do consumers cite most about Van Ru Credit Corporation?

Consumers most often name "Cont'd attempts collect debt not owed" when complaining about Van Ru Credit Corporation.

How should I read Van Ru Credit Corporation's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.